Schoharie County and Cobleskill Town property record for 996 E Main St, Cobleskill, NY 12043 · Last verified August 2026
| Property Type | Commercial > Retail > Mixed Use Store/Office |
|---|---|
| Year Built | Built 1968 |
| Square Footage | 1,984 sqft Gross Area |
| Lot Size | 22,651 sqft (0.52 acres) |
| Last Sale | $175,000 (2022) |
| Tax Bill | $922.00 (2025) |
| Primary APN | 432601 56.19-2-11.1 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,984 sqft Gross Area |
|---|---|
| Stories | 1 Stories |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Lot Area | 22,651 sqft (0.52 acres) |
| Depth X Width | 300 ft x 205 ft Depth x Width |
| Sewage | Municipal Sewage |
|---|---|
| Water Source | Commercial Water Source |
| Account Number | 431A101539 |
|---|---|
| Street Address | 996 E MAIN ST |
| City | COBLESKILL |
| State | NY |
| Zip | 12043-5721 |
| Property Usage | Commercial Property Usage |
| Type | Commercial > Retail > Mixed Use Store/Office |
| Legal Block | 2 |
| Legal Lot Number | 11.001 |
| Jurisdiction | SCHOHARIE NY |
| Minor Civil Division | COBLESKILL |
| Census Blockgroup | 1 |
| Census Block | 1040 |
| Census Tract | 740200 |
Source: Schoharie County and Cobleskill Town records · APN 432601 56.19-2-11.1
Assessment roll updated May 14, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1607 ROUTE 146, REXFORD, NY 12148-1137 |
| Owner Type | Owner is a Company |
| Vesting | Company |
| Date | Document |
|---|---|
| May 27, 2011 | Deed of Trust, Mortgage · Commercial Mortgage BANK OF RICHMONDVILLE |
| Mar 09, 2022 | Deed, Transfer · Stand Alone First Mortgage FIRST NATIONAL BANK SCOTIA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 09, 2022 · Amount on Record |
| Deed Sale | Mar 09, 2022 · Amount on Record |
| Deed Doc Number | 2022807347 |
| Deed Book / Page | 1159 / 12 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 996 E MAIN ST, COBLESKILL, NY 12043-5721 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000001479/0000000164 |
|---|---|
| Date | May 27, 2011 |
| Book Page | 0000001479/0000000164 |
| Instrument | 0000611742 |
| Name | BANK OF RICHMONDVILLE |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 5.25% |
|---|---|
| Type Change Date | May 26, 2014 |
| Min Rate At Change | 2% |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | Mar 09, 2022 |
| Property Address | 996 E MAIN ST, COBLESKILL, NY 12043-5721 |
| Document Number | 0001159/12 |
| Book / Page | 1159 / 12 |
| Instrument Date | Feb 25, 2022 |
| Instrument | 807347 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14 PRAISE LN, GLENVILLE, NY 12302-4038 |
| Document Number | 0000807349 |
|---|---|
| Date | Mar 09, 2022 |
| Instrument | 807349 |
| Name | FIRST NATIONAL BANK SCOTIA |
|---|---|
| Type | Bank |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Schoharie County and Cobleskill Town records · Assessment roll updated May 14, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Cobleskill Town |
| Municipality | Cobleskill Village |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $922.00 (-90.01%) | $15,800 (-) Land $15,800 | $32,245 (+16.33%) Land $32,245 |
| 2023 | $15,800 Land $15,800 | $27,719 Land $27,719 | |
| 2020 | $9,233.00 |
996 E Main St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Schoharie County (36095C), updated February 16, 2012
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 55th in New York |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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