942 E Main St, Cobleskill, NY 12043 Property Records

Schoharie County and Cobleskill Town property record for 942 E Main St, Cobleskill, NY 12043 · Last verified May 2026

Property Highlights

Property Type	Commercial > Retail > Auto Repair, Garage
Year Built	Built 1972
Square Footage	33,880 sqft Gross Area
Lot Size	375,923 sqft (8.63 acres)
Tax Bill	$42,930.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`432601 56.19-2-13`
Alternative APNs	`260105601900020130000000` `431A101590`

Interior

Building Area	33,880 sqft Gross Area
Basement Area	19,600 sqft Basement
Finished Basement	19,600 sqft Finished
Stories	1 Stories
Fire Sprinklers	The property is equipped with a fire-suppression sprinkler system

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Lot Area	375,923 sqft (8.63 acres)
Lot Width	454 ft Width

Utilities and HVAC

Cooling System	Partial Cooling
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	431A101590
Street Address	942 E MAIN ST
City	COBLESKILL
State	NY
Zip	12043-5721
Property Usage	Commercial Property Usage
Type	Commercial > Retail > Auto Repair, Garage
Legal Description	BLDG/STORE/WHS/SC
Legal Block	2
Legal Lot Number	13.000
Jurisdiction	SCHOHARIE NY
Minor Civil Division	COBLESKILL
Census Blockgroup	1
Census Block	1040
Census Tract	740200

Owner

Source: Schoharie County and Cobleskill Town records · APN 432601 56.19-2-13

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	131 SETTLES MOUNTAIN RD, COBLESKILL, NY 12043-7407
Owner Type	Owner is a Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Jun 08, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHOHARIE NY
Property Address	942 E MAIN ST, COBLESKILL, NY 12043-5721
Transaction Type	Mortgage
Record Updated	Apr 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002146/241
Date	Mar 23, 2026
Book Page	2146/241
Instrument	831703

Lender

Name	NBT BANK NATIONAL ASSOCIATION
Type	Bank

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Schoharie County and Cobleskill Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Cobleskill Town
Municipality	Cobleskill Village
Unified School District	Cobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$42,930.00 (+6.6%)	$736,000 (-) Land $25,600 Building $710,400	$1,502,041 (+16.33%) Land $52,245 Building $1,449,796
2023		$736,000 Land $25,600 Building $710,400	$1,291,228 Land $44,912 Building $1,246,316
2020	$40,271.00

Flood & Wildfire

942 E Main St is in FEMA Zone AE, inside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Schoharie County (36095C), updated February 16, 2012

FEMA Flood Zone	Zone AE regulatory floodway (1% zone; no fill or obstruction)
Special Flood Hazard Area	Yes flood insurance required for federally backed mortgages
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 55th in New York
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.