990 E Main St, Cobleskill, NY 12043 Property Records

Schoharie County and Cobleskill Town property record for 990 E Main St, Cobleskill, NY 12043 · Last verified May 2026

Property Highlights

Property Type	Commercial > Retail > Mixed Use Store/Office
Year Built	Built 2006
Square Footage	1,275 sqft Gross Area
Lot Size	25,700 sqft (0.59 acres)
Last Sale	$400,000 (2010)
Tax Bill	$5,979.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`432601 56.19-2-17`
Alternative APNs	`260105601900020170000000` `431A185031`

Interior

Building Area	1,275 sqft Gross Area
Stories	1 Stories
Fire Sprinklers	The property is equipped with a fire-suppression sprinkler system

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	25,700 sqft (0.59 acres)
Depth X Width	301 ft x 116 ft Depth x Width
Canopy Area	205 sqft Canopy

Utilities and HVAC

Cooling System	Central Cooling
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	431A185031
Street Address	990 E MAIN ST
City	COBLESKILL
State	NY
Zip	12043-5721
Property Usage	Commercial Property Usage
Type	Commercial > Retail > Mixed Use Store/Office
Legal Description	96.2 X 226.3 I
Legal Block	2
Legal Lot Number	17.000
Jurisdiction	SCHOHARIE NY
Minor Civil Division	COBLESKILL
Census Blockgroup	1
Census Block	1040
Census Tract	740200

Owner

Source: Schoharie County and Cobleskill Town records · APN 432601 56.19-2-17

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1607 ROUTE 146, REXFORD, NY 12148-1137
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 13, 2010 · Amount on Record
Deed Sale	Apr 13, 2010 · Amount on Record
Prior Sale	Oct 31, 1994 · Amount on Record
Deed Book / Page	897 / 208
Last Transfer Date	Apr 26, 2023
Transfer Doc	001189/142
Record Refreshed	Jun 08, 2026

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHOHARIE NY
Recording Date	May 03, 2023
Property Address	990 E MAIN ST, COBLESKILL, NY 12043-5721
Document Number	001189/142
Book / Page	1189 / 142
Instrument Date	Apr 26, 2023
Instrument	821258
Transaction Type	Transfer
Record Updated	Mar 19, 2024

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 PRAISE LN, SCOTIA, NY 12302-4038

Tax Assessment & Valuation

Source: Schoharie County and Cobleskill Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Cobleskill Town
Municipality	Cobleskill Village
Unified School District	Cobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,979.00 (+6.62%)	$102,500 (-) Land $10,500 Building $92,000	$209,184 (+16.33%) Land $21,429 Building $187,755
2023		$102,500 Land $10,500 Building $92,000	$179,825 Land $18,421 Building $161,404
2020	$5,608.00

Flood & Wildfire

990 E Main St is in FEMA Zone AE, inside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Schoharie County (36095C), updated February 16, 2012

FEMA Flood Zone	Zone AE 1% annual chance, base flood elevation determined
Special Flood Hazard Area	Yes flood insurance required for federally backed mortgages
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 55th in New York
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.