Hancock County property record for 995 Pebblestone St, Garner, IA 50438
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 2,088 sqft · built 2004 |
| Lot Size | 0.331 acres (14,418 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $330,500 (Jun 2011) |
| Tax Bill | $6,256 (2025) |
| Deeds & Mortgages | May 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2136000210 |
| Primary APN | 2136000210 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,088 sqft Living Area |
| 1st Floor Area | 2,088 sqft |
| Basement Area | 2,088 sqft |
| Finished Basement | 1,044 sqft |
| Unfinished Basement | 2,088 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,418 sqft (0.331 acres) |
| Garage Type | Attached |
| Garage Area | 789 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 95 sqft |
| Deck Area | 182 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 995 PEBBLESTONE ST |
|---|---|
| City | GARNER |
| State | IA |
| Zip | 50438-1749 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COBBLESTONE ESTATES 2ND ADD LOT 21 |
| Legal Subdivision | COBBLESTONE ESTATES 2ND SUBDIVISION |
| Legal Lot Number | 21 |
| Jurisdiction | HANCOCK IA |
| Township / Civil Division | CONCORD |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 270100 |
995 Pebblestone St is owned and occupied by two individuals who bought it in June 2011.
Source: Hancock County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 995 PEBBLESTONE ST, GARNER, IA 50438-1749 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 9, 2011 · Amount on File |
| Deed Sale | Jun 9, 2011 · Amount on File |
| Deed Document Number | 20111269 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HANCOCK IA |
| Property Address | 995 PEBBLESTONE ST, GARNER, IA 50438-1749 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 170835 |
|---|---|
| Date | May 23, 2017 |
| Instrument | 17-0835 |
| Name | CLEAR LAKE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | CLEAR LAKE, IA 50428 |
| Amount | Amount on Record |
|---|---|
| Term | 67 Months |
| Due | Dec 15, 2022 |
The 2025 property tax bill for 995 Pebblestone St was $6,256 with a homeowner's exemption, up 0.5% from the year before.
Source: Hancock County assessment roll, as of September 29, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Hancock County |
| Municipality | Garner City |
| Unified School District | Garner-Hayfield-Ventura Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,256.00 (+0.55%) Homeowner's exemption | $487,370 Land $58,200 Building $429,170 | $487,370 Land $58,200 Building $429,170 |
| 2024 | $6,222.00 | ||
| 2023 | $453,110 (+9.59%) Land $46,560 Building $406,550 | $453,110 Land $46,560 Building $406,550 | |
| 2022 | $6,711.00 Homeowner's exemption | $413,470 Land $46,560 Building $366,910 | |
| 2021 | $413,470 Land $46,560 Building $366,910 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 995 Pebblestone St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 26, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 995 Pebblestone St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 71% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARNER WATER WORKS serves 3,065 people · EPA ID IA4130075 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Comm 1 Connects Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures