965 Pebblestone St, Garner, IA 50438 Property Records

Hancock County property record for 965 Pebblestone St, Garner, IA 50438

Property Summary

Property TypeSingle Family Home
Details5 bd · 1 ba · 1,873 sqft · built 2005
Lot Size0.286 acres (12,458 sqft)
Owner2 Individual Names on Record
Last Sale$260,000 (May 2009)
Tax Bill$5,672 (2025)
Flood ZoneZone X (minimal risk)
APN2136000180

Property Details

APN / Parcel Number

Primary APN2136000180

Interior

Bedrooms5 Beds
Full Baths1 Bath
Total Rooms10 Rooms
Stories1 Story
Building Area1,873 sqft Living Area
1st Floor Area1,873 sqft
Basement Area1,873 sqft
Finished Basement1,650 sqft
Unfinished Basement1,873 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialBrick
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,458 sqft (0.286 acres)
Garage TypeAttached
Garage Area912 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchPatio
Porch Area118 sqft
Deck AreaDeck Area
Patio Area126 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address965 PEBBLESTONE ST
CityGARNER
StateIA
Zip50438-1749
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOBBLESTONE ESTATES 2ND ADD LOT 18
Legal SubdivisionCOBBLESTONE ESTATES 2ND SUBDIVISION
Legal Lot Number18
JurisdictionHANCOCK IA
Township / Civil DivisionCONCORD
Census Block Group2
Census Block2026
Census Tract270100

Owner

Source: Hancock County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address965 PEBBLESTONE ST, GARNER, IA 50438-1749
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 14, 2009 · Amount on Record
Deed SaleMay 14, 2009 · Amount on Record
Prior SaleMar 17, 2008 · Amount on Record
Deed Document Number2009987
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of September 29, 2025

Property Jurisdictions

TypeName
StateIowa
CountyHancock County
MunicipalityGarner City
Unified School DistrictGarner-Hayfield-Ventura Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,672.00 (-2.21%) Homeowner's exemption$436,090 (+4.8%) Land $38,800 Building $397,290$436,090 (+4.8%) Land $38,800 Building $397,290
2024$5,800.00 (-6.77%)
2023$416,100 (+9.27%) Land $31,040 Building $385,060$416,100 (+9.27%) Land $31,040 Building $385,060
2022$6,221.00 Homeowner's exemption$380,790 Land $31,040 Building $349,750
2021$380,790 Land $31,040 Building $349,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 71% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGARNER WATER WORKS
serves 3,065 people · EPA ID IA4130075
Water SourceGroundwater
Last State InspectionJun 2025
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Comm 1 Connects
Fiber
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
T-Mobile
Fixed Wireless
100 / 20

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