Hancock County property record for 1005 Pebblestone St, Garner, IA 50438
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,614 sqft · built 1998 |
| Lot Size | 0.248 acres (10,803 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $375,000 (Jun 2022) |
| Tax Bill | $4,970 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage May 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2132000130 |
| Primary APN | 2132000130 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,614 sqft Living Area |
| 1st Floor Area | 1,614 sqft |
| Basement Area | 1,614 sqft |
| Finished Basement | 1,000 sqft |
| Unfinished Basement | 614 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,803 sqft (0.248 acres) |
| Garage Type | Attached |
| Garage Area | 670 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 45 sqft |
| Deck Area | 196 sqft |
| Patio Area | 226 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 1005 PEBBLESTONE ST |
|---|---|
| City | GARNER |
| State | IA |
| Zip | 50438-1744 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COBBLESTONE ESTATES 1ST ADD LOT 13 |
| Legal Subdivision | COBBLESTONE ESTATES 1ST SUBDIVISION |
| Legal Lot Number | 13 |
| Jurisdiction | HANCOCK IA |
| Township / Civil Division | CONCORD |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 270100 |
1005 Pebblestone St is owned and occupied by two individuals who bought it in June 2022.
Source: Hancock County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1005 PEBBLESTONE ST, GARNER, IA 50438-1744 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 1, 2022 | Deed of Trust, Mortgage · Conventional Mortgage MANUFACTURERS BANK & TRUST CO |
| May 27, 2022 | Deed of Trust, Mortgage · Conventional Mortgage MANUFACTURERS BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 2022 · Amount on File |
| Deed Sale | Jun 1, 2022 · Amount on File |
| Deed Document Number | 20221174 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HANCOCK IA |
| Property Address | 1005 PEBBLESTONE ST, GARNER, IA 50438-1744 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000221175 |
|---|---|
| Date | Jun 1, 2022 |
| Instrument | 22-1175 |
| Name | MANUFACTURERS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jun 1, 2032 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HANCOCK IA |
| Property Address | 1005 PEBBLESTONE ST, GARNER, IA 50438-1744 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000221144 |
|---|---|
| Date | May 27, 2022 |
| Instrument | 22-1144 |
| Name | MANUFACTURERS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jun 1, 2032 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 1005 Pebblestone St was $4,970, down 1.2% from the year before.
Source: Hancock County assessment roll, as of September 29, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Hancock County |
| Municipality | Garner City |
| Unified School District | Garner-Hayfield-Ventura Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,970.00 (-1.23%) | $359,800 Land $43,650 Building $316,150 | $359,800 Land $43,650 Building $316,150 |
| 2024 | $5,032.00 | ||
| 2023 | $340,290 (+8.82%) Land $34,920 Building $305,370 | $340,290 Land $34,920 Building $305,370 | |
| 2022 | $5,226.00 | $312,700 Land $34,920 Building $277,780 | |
| 2021 | $312,700 Land $34,920 Building $277,780 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1005 Pebblestone St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 26, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1005 Pebblestone St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 71% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARNER WATER WORKS serves 3,065 people · EPA ID IA4130075 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Comm 1 Connects Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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