995 Kelley Ct, Lafayette, CA 94549 Property Records

Contra Costa County property record for 995 Kelley Ct, Lafayette, CA 94549

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,599 sqft · built 1978
Lot Size	0.675 acres (29,400 sqft)
Owner	2 Individual Names on File
Last Sale	$1,523,000 (Feb 2010)
Tax Bill	$23,428 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`185-420-001-9`

Property Details

APN / Parcel Number

Primary APN	`185-420-001-9`
Alternative APN	`185-420-001`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	1 Story
Building Area	3,599 sqft Living Area
Gross Area	4,330 sqft
1st Floor Area	3,599 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	29,400 sqft (0.675 acres)
Garage Type	Attached
Garage Area	731 sqft
Parking Spaces	3 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	995 KELLEY CT
City	LAFAYETTE
State	CA
Zip	94549-4109
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 4953 LOT 1
Legal Subdivision	SUBDIVISION 4953
Legal Tract	4953
Legal Lot Number	1
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2018
Census Tract	341000

Owner

995 Kelley Ct is owned and occupied by two individuals who acquired it in July 2011.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	995 KELLEY CT, LAFAYETTE, CA 94549-4109
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Jul 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 3, 2010 · Amount on File
Deed Sale	Feb 3, 2010 · Amount on File
Deed Document Number	201022359
Last Transfer Date	Jul 22, 2011
Transfer Doc	0000150243
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	995 KELLEY CT, LAFAYETTE, CA 94549-4109
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	BOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	995 KELLEY CT, LAFAYETTE, CA 94549-4109

Mortgage

Document Number	0000208658
Date	Jul 26, 2021
Instrument	2021-208658

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2036

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	995 KELLEY CT, LAFAYETTE, CA 94549-4109
Document Number	0000153326
Instrument Date	Jul 20, 2020
Transaction Type	Mortgage
Record Updated	Aug 10, 2020
Title Company	TITLE 365 CORAOPOLIS PA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	995 KELLEY CT LAFAYETTE CA 945494109, LAFAYETTE, CA 94549-4109

Mortgage

Document Number	0000153326
Date	Jul 27, 2020
Instrument	153326

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 26, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 995 Kelley Ct was $23,428 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Lafayette City
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Lafayette Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,005,097 (+2%) Land $987,474 Building $1,017,623
2025	$23,428.00 Homeowner's exemption	$1,965,782 Land $968,112 Building $997,670
2023	$22,636.00 (+1.55%) Homeowner's exemption	$1,889,450 Land $930,520 Building $958,930
2022	$22,290.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 995 Kelley Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (1982–2005)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Dec 2005 · Severe Storms, Flooding, Mudslides, And Landslides
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims Severe Storms & Flooding, Feb 1986 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 995 Kelley Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25

May also be available: Etheric Networks, Verizon.

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