981 Kelley Ct, Lafayette, CA 94549 Property Records

Contra Costa County property record for 981 Kelley Ct, Lafayette, CA 94549

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,038 sqft · built 1978
Lot Size	0.772 acres (33,616 sqft)
Owner	Company Name on Record
Last Sale	$1,410,000 (Nov 2006)
Tax Bill	$24,201 (2025)
Deeds & Mortgages	Apr 2021 Line of Credit Oct 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`185-420-003-5`

Property Details

APN / Parcel Number

Primary APN	`185-420-003-5`
Alternative APN	`185-420-003`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,038 sqft Living Area
1st Floor Area	3,038 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2000
Lot Area	33,616 sqft (0.772 acres)
Garage Type	Attached
Garage Area	538 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	981 KELLEY CT
City	LAFAYETTE
State	CA
Zip	94549-4109
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T04953 L0003 B
Legal Subdivision	SUBDIVISION 4953
Legal Tract	04953
Legal Lot Number	3
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2018
Census Tract	341000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	981 KELLEY CT, LAFAYETTE, CA 94549-4109
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2021	Deed of Trust, Mortgage · Line of Credit COMERICA BANK
Oct 13, 2020	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Oct 13, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 7, 2006 · Amount on Record
Deed Sale	Nov 7, 2006 · Amount on Record
Deed Document Number	2006357500
Last Transfer Date	Oct 7, 2020
Transfer Doc	0000235359
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	981 KELLEY CT, LAFAYETTE, CA 94549-4109
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	981 KELLEY CT, LAFAYETTE, CA 94549-4109

Mortgage

Document Number	0000113512
Date	Apr 15, 2021
Instrument	2021-113512

Lender

Name	COMERICA BANK
Type	Bank
Address	AUBURN HILLS, MI 48326

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 10, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 13, 2020
Property Address	981 KELLEY CT, LAFAYETTE, CA 94549-4109
Document Number	0000235359
Instrument Date	Oct 7, 2020
Instrument	235359
Transaction Type	Transfer
Record Updated	Oct 28, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	981 KELLEY CT LAFAYETTE CA 945494109, LAFAYETTE, CA 94549-4109

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 13, 2020
Property Address	981 KELLEY CT, LAFAYETTE, CA 94549-4109
Document Number	0000235357
Map Reference	MB 201 PG 33
Instrument Date	Oct 7, 2020
Instrument	2020-235357
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	981 KELLEY CT, LAFAYETTE, CA 94549-4109

Mortgage

Document Number	0000235358
Date	Oct 13, 2020
Instrument	2020-235358

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Lafayette City
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Lafayette Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,077,753 (+2%) Land $1,243,588 Building $834,165
2025	$24,201.00 (+3.49%) Homeowner's exemption	$2,037,013 (+4.04%) Land $1,219,204 Building $817,809
2023	$23,384.00 (+1.55%) Homeowner's exemption	$1,957,915 Land $1,171,862 Building $786,053
2022	$23,027.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (1982–2005)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Dec 2005 · Severe Storms, Flooding, Mudslides, And Landslides
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims Severe Storms & Flooding, Feb 1986 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25

May also be available: Etheric Networks, Verizon.

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