976 Kelley Ct, Lafayette, CA 94549 Property Records

Contra Costa County property record for 976 Kelley Ct, Lafayette, CA 94549

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 3,040 sqft · built 1978
Lot Size	0.501 acres (21,840 sqft)
Owner	Company Name on Record
Tax Bill	$15,459 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Jun 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`185-420-018-3`

Property Details

APN / Parcel Number

Primary APN	`185-420-018-3`
Alternative APN	`185-420-018`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Stories	1 Story
Building Area	3,040 sqft Living Area
1st Floor Area	3,040 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1994
Lot Area	21,840 sqft (0.501 acres)
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	976 KELLEY CT
City	LAFAYETTE
State	CA
Zip	94549-4110
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Description	T04953 L0018 B
Legal Subdivision	SUBDIVISION 4953
Legal Tract	04953
Legal Lot Number	18
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2018
Census Tract	341000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	976 KELLEY CT, LAFAYETTE, CA 94549-4110
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2025	Deed of Trust, Mortgage · Line of Credit KAIPERM FCU
Jun 21, 2023	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 12, 2015
Transfer Doc	0000028044
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	976 KELLEY CT, LAFAYETTE, CA 94549-4110
Transaction Type	Mortgage
Record Updated	Sep 30, 2025
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	976 KELLEY CT, LAFAYETTE, CA 94549-4110

Mortgage

Document Number	0000094834
Date	Sep 17, 2025
Instrument	2025- 094834

Lender

Name	KAIPERM FCU
Type	Credit Union
Address	325 N WIGET LN STE 130, WALNUT CREEK, CA 94598

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 12, 2050

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Adjustable	Adjustable Rate Rider
Change Frequency	Monthly
Min Rate At Change	4%
Max Rate At Change	18%
Index	Other

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	976 KELLEY CT, LAFAYETTE, CA 94549-4110
Transaction Type	Mortgage
Record Updated	Jun 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	976 KELLEY CT, LAFAYETTE, CA 94549-4110

Mortgage

Document Number	0000058854
Date	Jun 21, 2023
Instrument	2023-058854

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Lafayette City
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Lafayette Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,284,410 (+2%) Land $353,671 Building $930,739
2025	$15,459.00 (+1.59%) Homeowner's exemption	$1,259,227 (+4.04%) Land $346,737 Building $912,490
2023	$15,217.00 (+1.57%) Homeowner's exemption	$1,210,332 Land $333,274 Building $877,058
2022	$14,982.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (1982–2005)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Dec 2005 · Severe Storms, Flooding, Mudslides, And Landslides
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims Severe Storms & Flooding, Feb 1986 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25

May also be available: Etheric Networks, Verizon.

Nearby Properties on Kelley Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures