St. Charles County property record for 995 Haversham Dr, Saint Charles, MO 63304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,297 sqft · built 1990 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $151,500 (Jun 2011) |
| Tax Bill | $3,827 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Aug 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | A913000051 |
| Primary APN | A913000051 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,297 sqft Living Area |
| Gross Area | 3,642 sqft |
| 1st Floor Area | 1,625 sqft |
| Basement Area | 1,577 sqft |
| Finished Basement | 672 sqft |
| Unfinished Basement | 905 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 422 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | A913000051 |
|---|---|
| Street Address | 995 HAVERSHAM DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63304-1645 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OAK BURL EST #1 LOT 9 |
| Legal Subdivision | OAK BURL EST #1 |
| Legal Lot Number | 9 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | COTTLEVILLE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 311122 |
995 Haversham Dr is owned and occupied by two individuals who bought it in June 2011.
Source: St. Charles County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 995 HAVERSHAM DR, SAINT CHARLES, MO 63304-1645 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 22, 2025 | Deed of Trust, Mortgage · Line of Credit NEW FRONTIER BANK |
| Aug 22, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 16, 2011 · Amount on File |
| Deed Sale | Jun 16, 2011 · Amount on File |
| Prior Sale | Jan 21, 2011 · Amount on File |
| Deed Document Number | 2011357360 |
| Deed Book / Page | 5599 / 46 |
| Prior Transfer Date | Mar 30, 2000 |
| Prior Transfer Doc | 0000019365 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 995 HAVERSHAM DR, SAINT CHARLES, MO 63304-1645 |
| Transaction Type | Mortgage |
| Record Updated | Nov 5, 2025 |
| Name | Verified Name |
|---|---|
| Address | 995 HAVERSHAM DR, SAINT PETERS, MO 63304-1645 |
| Document Number | 0000047137 |
|---|---|
| Date | Oct 22, 2025 |
| Instrument | 2025R-047137 |
| Name | NEW FRONTIER BANK |
|---|---|
| Type | Bank |
| Address | SAINT CHARLES, MO 63303 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Nov 5, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 995 HAVERSHAM DR, SAINT CHARLES, MO 63304-1645 |
| Transaction Type | Mortgage |
| Record Updated | Sep 4, 2023 |
| Name | Verified Name |
|---|---|
| Address | 995 HAVERSHAM DR, SAINT CHARLES, MO 63304-1645 |
| Document Number | 0000033976 |
|---|---|
| Date | Aug 22, 2023 |
| Instrument | 2023R-033976 |
| Name | FIRST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | CHESTERFIELD, MO 63005 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Jul 1, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 995 Haversham Dr was $3,827.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $64,496 (-) | $339,450 (-) Land $60,000 Building $279,450 | |
| 2025 | $3,827.00 | $64,496 | $339,450 Land $60,000 Building $279,450 |
| 2023 | $58,799 | ||
| 2022 | $309,469 Land $55,000 Building $254,469 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 995 Haversham Dr in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 16 (1981–2020) |
| Claims Outside the SFHA | 1 of 16 |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 995 Haversham Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Wisper ISP.
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