St. Charles County property record for 1001 Haversham Dr, Saint Charles, MO 63304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,492 sqft · built 1991 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,701 (2025) |
| Deeds & Mortgages | Feb 2023 Line of Credit Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | A913000047 |
| Primary APN | A913000047 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,492 sqft Living Area |
| Gross Area | 3,322 sqft |
| 1st Floor Area | 1,492 sqft |
| Basement Area | 1,430 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,939 sqft (0.32 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 72 sqft |
| Patio Area | 1,062 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | A913000047 |
|---|---|
| Street Address | 1001 HAVERSHAM DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63304-1647 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OAK BURL EST #1 LOT 5 |
| Legal Subdivision | OAK BURL EST #1 |
| Legal Lot Number | 5 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | COTTLEVILLE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 311122 |
1001 Haversham Dr is owned and occupied by two individuals.
Source: St. Charles County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1001 HAVERSHAM DR, SAINT CHARLES, MO 63304-1647 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 13, 2023 | Deed of Trust, Mortgage · Line of Credit COMMERCE BANK |
| Jan 7, 2021 | Deed of Trust, Mortgage NEW AMERICAN FNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1001 HAVERSHAM DR, SAINT CHARLES, MO 63304-1647 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1001 HAVERSHAM DR, SAINT CHARLES, MO 63304-1647 |
| Document Number | 0000005301 |
|---|---|
| Date | Feb 13, 2023 |
| Instrument | 2023R-005301 |
| Name | COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Feb 6, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1001 HAVERSHAM DR, SAINT CHARLES, MO 63304-1647 |
| Document Number | 0000005210 |
| Instrument Date | Jan 7, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1001 HAVERSHAM DR ST CHARLES MO 633041647, ST CHARLES, MO 63304-1647 |
| Document Number | 0000005210 |
|---|---|
| Date | Jan 19, 2021 |
| Instrument | 5210 |
| Name | NEW AMERICAN FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | TUSTIN, CA 92780 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 18, 2051 |
The 2025 property tax bill for 1001 Haversham Dr was $3,701.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $62,349 (-) | $328,155 (-) Land $60,000 Building $268,155 | |
| 2025 | $3,701.00 | $62,349 | $328,155 Land $60,000 Building $268,155 |
| 2023 | $57,047 | ||
| 2022 | $300,245 Land $55,000 Building $245,245 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1001 Haversham Dr in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 16 (1981–2020) |
| Claims Outside the SFHA | 1 of 16 |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1001 Haversham Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Wisper ISP.
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