990 Haversham Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 990 Haversham Dr, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,856 sqft · built 1992
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (May 2021)
Tax Bill	$3,267 (2024)
Deeds & Mortgages	Jan 2024 Sale May 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`A913000530`

Property Details

APN / Parcel Number

Primary APN	`A913000530`
Alternative APN	`3-0036-6661-00-0058.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,856 sqft Living Area
Gross Area	3,340 sqft
1st Floor Area	1,466 sqft
Basement Area	1,454 sqft
Finished Basement	390 sqft
Unfinished Basement	1,064 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,504 sqft (0.31 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	255 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A913000530
Street Address	990 HAVERSHAM DR
City	SAINT CHARLES
State	MO
Zip	63304-1644
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAK BURL EST #2 LOT 58
Legal Subdivision	OAK BURL EST #2
Legal Lot Number	58
Jurisdiction	ST CHARLES MO
Township / Civil Division	COTTLEVILLE
Census Block Group	2
Census Block	2006
Census Tract	311122

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	990 HAVERSHAM DR, SAINT CHARLES, MO 63304-1644
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2024	Beneficiary Deed, Transfer
May 13, 2021	Warranty Deed, Transfer · Conventional Mortgage CELEBRITY HOME LOANS LLC
Mar 7, 2018	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Sep 1, 2017	Warranty Deed, Transfer NETCO TITLE
Sep 1, 2017	Affidavit of Death, Transfer NETCO TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2021 · Amount on Record
Deed Sale	May 13, 2021 · Amount on Record
Prior Sale	Mar 7, 2018 · Amount on Record
Deed Document Number	202142011
Last Transfer Date	Jan 5, 2024
Transfer Doc	0000000793
Record Updated	Sep 20, 2026

January 2024: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jan 5, 2024
Property Address	990 HAVERSHAM DR, SAINT CHARLES, MO 63304-1644
Document Number	0000000793
Map Reference	MB 30 PG 101
Instrument Date	Jan 5, 2024
Instrument	2024R-000793
Transaction Type	Transfer
Record Updated	Jan 19, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	990 HAVERSHAM DR, SAINT CHARLES, MO 63304-1644

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3007 ORTON ST, SAINT CHARLES, MO 63301-0339

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	May 13, 2021
Property Address	990 HAVERSHAM DR, SAINT CHARLES, MO 63304-1644
Document Number	2021R042011
Map Reference	MB 30 PG 101
Instrument Date	May 11, 2021
Instrument	2021R-042011
Transaction Type	Transfer
Record Updated	May 26, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4494 WEATHERTON DR, 4494, KERNERSVILLE, NC 27284-6643

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	990 HAVERSHAM DR, SAINT CHARLES, MO 63304-1644

Mortgage

Document Number	2021R042012
Date	May 13, 2021
Instrument	2021R-042012

Lender

Name	CELEBRITY HOME LOANS LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 7, 2018
Property Address	990 HAVERSHAM DR, SAINT CHARLES, MO 63304-1644
Document Number	0068880059
Book / Page	006888 / 000059
Instrument Date	Mar 1, 2018
Instrument	121120
Transaction Type	Transfer
Record Updated	Apr 16, 2018
Title Company	US TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	990 HAVERSHAM DR ST CHARLES MO 633041644, ST CHARLES, MO 63304-1644

Mortgage

Document Number	68880061
Date	Mar 7, 2018
Book Page	006888/000061
Instrument	121130

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 6, 2048

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 1, 2017
Property Address	990 HAVERSHAM DR, SAINT CHARLES, MO 63304-1644
Document Number	0068001545
Book / Page	006800 / 001545
Instrument Date	Aug 30, 2017
Instrument	551150
Transaction Type	Transfer
Record Updated	Oct 12, 2017
Title Company	NETCO TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	394 ROUND TOWER DR E ST CHARLES MO 633040811, ST CHARLES, MO 63304-0811

September 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	ST CHARLES MO
Recording Date	Sep 1, 2017
Property Address	990 HAVERSHAM DR, SAINT CHARLES, MO 63304-1644
Document Number	0068001543
Book / Page	006800 / 001543
Instrument Date	Aug 30, 2017
Instrument	551140
Transaction Type	Transfer
Record Updated	Sep 8, 2017
Title Company	NETCO TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	990 HAVERSHAM DR ST CHARLES MO 633041644, ST CHARLES, MO 63304-1644

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$59,694 (-)	$314,181 (-) Land $60,000 Building $254,181
2025		$59,694 (+9.26%)	$314,181 (+9.26%) Land $60,000 Building $254,181
2024	$3,267.00
2023		$54,635
2022			$287,551 Land $55,000 Building $232,551

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	16 (1981–2020)
Claims Outside the SFHA	1 of 16
Most Recent Claim	Aug 2020 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Aug 1993 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Wisper ISP.

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