995 Florida St, Fleming Island, FL 32003 Property Records

Clay County property record for 995 Florida St, Fleming Island, FL 32003

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,744 sqft · built 2012
Lot Size0.176 acres (7,710 sqft)
Owner2 Individuals on Record
Last Sale$229,500 (Sep 2020)
Tax Bill$2,900 (2025)
Flood ZoneZone X (minimal risk)
APN38-05-26-014917-000-00

Property Details

APN / Parcel Number

Primary APN38-05-26-014917-000-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,744 sqft Heated Area
Gross Area2,437 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2012
Exterior MaterialStucco
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,710 sqft (0.176 acres)
Lot Dimensions129 ft deep x 60 ft wide
Garage Area400 sqft
PorchPorch
Porch Area173 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address995 FLORIDA ST
CityFLEMING ISLAND
StateFL
Zip32003-4546
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 29 BLK 13 FLEMING ISLAND ESTATES O R 4355 PG 243
Legal Range26
Legal Township05
Legal Section38
Legal SubdivisionFLEMING ISLAND ESTATES
Legal Block13
Legal Lot Number29 30
JurisdictionCLAY FL
Township / Civil DivisionORANGE PARK
Census Block Group2
Census Block2024
Census Tract30701

Owner

Source: Clay County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individuals on Record
Mailing Address995 FLORIDA ST, FLEMING ISLAND, FL 32003-4546
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 18, 2020 · Amount on Record
Deed SaleSep 18, 2020 · Amount on Record
Prior SaleDec 7, 2012 · Amount on Record
Deed Document Number2020048354
Deed Book / Page4355 / 243
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,900.00 (-4.1%) Homeowner's exemption$230,287 (+5.99%)$300,843 (-4.42%) Land $50,000 Building $250,843
2023$3,024.00 (+7.23%) Homeowner's exemption$217,279 (+3%)$314,755 (+23.74%) Land $50,000 Building $264,755
2022$2,820.00 Homeowner's exemption$210,951$254,370 Land $30,000 Building $224,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 191 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies191 in force
Nearby Flood Claims57 (1980–2024)
Claims Outside the SFHA31 of 57
Most Recent ClaimSep 2024 · other causes
Claims by Event
  • Hurricane Nicole, Nov 2022 · 2 claims
  • Hurricane Irma, Sep 2017 · 38 claims
  • Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Starlink
Satellite
280 / 30

May also be available: T-Mobile, Verizon.

Nearby Properties on Florida St

Nearby Streets

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