971 Florida St, Fleming Island, FL 32003 Property Records

Clay County property record for 971 Florida St, Fleming Island, FL 32003 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,522 sqft · built 2003
Lot Size0.264 acres (11,499 sqft)
OwnerIndividual Name on File
Last Sale$117,000 (Dec 2010)
Tax Bill$1,139 (2025)
Deeds & MortgagesApr 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN38-05-26-014920-000-00

Property Details

APN / Parcel Number

Primary APN38-05-26-014920-000-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,522 sqft Living Area
Gross Area1,642 sqft
1st Floor Area1,522 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialLogs
Roof TypeGable/Hip
Roof MaterialOther
Lot Area11,499 sqft (0.264 acres)
Lot Dimensions128 ft deep x 90 ft wide
PorchEnclosed/Finished Porch
Porch Area248 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address971 FLORIDA ST
CityFLEMING ISLAND
StateFL
Zip32003-4546
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT LOT 33 & ALL LOT 34 FLEMINGISLAND ESTATES AS REC OR 3263 PG 393
Legal Range26E
Legal Township05S
Legal Section38
Legal SubdivisionFLEMINGISLAND ESTATES
Legal Block13
Legal Lot Number33,34
JurisdictionCLAY FL
Township / Civil DivisionORANGE PARK
Census Block Group2
Census Block2024
Census Tract30701

Owner

Source: Clay County records · APN 38-05-26-014920-000-00

Assessment roll updated December 3, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address971 FLORIDA ST, FLEMING ISLAND, FL 32003-4546
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 03, 2010 · Amount on Record
Deed SaleDec 03, 2010 · Amount on Record
Prior SaleJun 01, 2010
Deed Document Number201065254
Deed Book / Page3263 / 393
Record UpdatedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address971 FLORIDA ST, FLEMING ISLAND, FL 32003-4546
Transaction TypeMortgage
Record UpdatedJun 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address971 FLORIDA ST, FLEMING ISLAND, FL 32003-4546

Mortgage

Document Number0044391611
DateApr 07, 2021
Book Page4439/1611
Instrument2021021239
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2051

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated December 3, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,139.00 (-16.86%) Homeowner's exemption$114,867 (+5.99%)$257,527 (-4.01%) Land $75,000 Building $182,527
2023$1,370.00 (+13.13%) Homeowner's exemption$108,379 (+3%)$268,280 (+28.32%) Land $75,000 Building $193,280
2022$1,211.00 Homeowner's exemption$105,223$209,075 Land $45,000 Building $164,075

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (12019C), updated July 6, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 7% of Florida
Wildfire LikelihoodAbout 1 in 5,556 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Florida St

Nearby Streets

Search Property Records by Address or Parcel Number