1003 Florida St, Fleming Island, FL 32003 Property Records

Clay County property record for 1003 Florida St, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,252 sqft · built 2007
Lot Size	0.178 acres (7,797 sqft)
Owner	Individual Name on Record
Last Sale	$169,000 (May 2021)
Tax Bill	$948 (2025)
Deeds & Mortgages	May 2022 Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`38-05-26-014916-001-00`

Property Details

APN / Parcel Number

Primary APN	`38-05-26-014916-001-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,252 sqft Heated Area
Gross Area	1,820 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,797 sqft (0.178 acres)
Lot Dimensions	130 ft deep x 60 ft wide
Garage Area	400 sqft
Porch	Porch
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1003 FLORIDA ST
City	FLEMING ISLAND
State	FL
Zip	32003-4562
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 27 BLK 13 FLEMING ISLAND ESTATES AS REC O R 2982 PG 2111& 4460 PG 822
Legal Range	26
Legal Township	05
Legal Section	38
Legal Subdivision	FLEMING ISLAND ESTATES
Legal Block	13
Legal Lot Number	27 28
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	2
Census Block	2024
Census Tract	30701

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1003 FLORIDA ST, FLEMING ISLAND, FL 32003-4562
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 5, 2021	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
May 24, 2021	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2021 · Amount on Record
Deed Sale	May 24, 2021 · Amount on Record
Prior Sale	Jan 15, 2008 · Amount on Record
Deed Document Number	2021032092
Deed Book / Page	4460 / 822
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	1003 FLORIDA ST, FLEMING ISLAND, FL 32003-4562
Transaction Type	Mortgage
Record Updated	Jun 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046100013
Date	May 19, 2022
Book Page	4610/13
Instrument	2022032164

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	1003 FLORIDA ST, FLEMING ISLAND, FL 32003-4562
Transaction Type	Mortgage
Record Updated	Oct 15, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1003 FLORIDA ST, FLEMING ISLAND, FL 32003-4562

Mortgage

Document Number	0045181260
Date	Oct 5, 2021
Book Page	4518/1260
Instrument	2021062978

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

May 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CLAY FL
Recording Date	May 24, 2021
Property Address	1003 FLORIDA ST, FLEMING ISLAND, FL 32003-4562
Document Number	0044600822
Book / Page	4460 / 822
Map Reference	MB 4 PG 61&61
Instrument Date	Apr 6, 2021
Instrument	2021032092
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount Recorded
Tax	$591.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1003 FLORIDA ST, 1003, FLEMING ISLAND, FL 32003-4562

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1003 FLORIDA ST, FLEMING ISLAND, FL 32003-4562

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$948.00 (-20.34%) Homeowner's exemption	$102,322 (+5.99%)	$227,956 (-4.29%) Land $50,000 Building $177,956
2023	$1,190.00 (+14.86%) Homeowner's exemption	$96,543 (+3%)	$238,170 (+24.39%) Land $50,000 Building $188,170
2022	$1,036.00 Homeowner's exemption	$93,732	$191,473 Land $30,000 Building $161,473

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 191 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	191 in force
Nearby Flood Claims	57 (1980–2024)
Claims Outside the SFHA	31 of 57
Most Recent Claim	Sep 2024 · other causes
Claims by Event	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Irma, Sep 2017 · 38 claims Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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