994 Cobblestone Dr, Spring Hill, FL 34606 Property Records

Hernando County property record for 994 Cobblestone Dr, Spring Hill, FL 34606

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,182 sqft · built 1973
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$109,000 (Apr 2019)
Tax Bill	$682 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Apr 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5020-0124-0160`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5020-0124-0160`
Alternative APNs	`00231332` `231332`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,182 sqft Living Area
1st Floor Area	1,182 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1989
Exterior Material	Concrete Block
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	113 ft deep x 100 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	253 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	105 sqft
Patio Area	288 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00231332
Street Address	994 COBBLESTONE DR
City	SPRING HILL
State	FL
Zip	34606-5835
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 2 BLK 124 LOT 16 OR 326 PG 167
Legal Range	17E
Legal Township	23S
Legal Section	33
Legal Subdivision	SPRING HILL UN 2
Legal Block	124
Legal Lot Number	16
Legal Unit	2
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2004
Census Tract	41401

Owner

Source: Hernando County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	994 COBBLESTONE DR, SPRING HILL, FL 34606-5835
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2020	Deed of Trust, Mortgage · FHA Mortgage NEW PENN FINANCIAL LLC
Apr 23, 2019	Warranty Deed, Transfer · FHA Mortgage PATRIOT LNDG SVCS
Sep 24, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 2019 · Amount on Record
Deed Sale	Apr 23, 2019 · Amount on Record
Prior Sale	Sep 24, 2018 · Amount on Record
Deed Document Number	2019024648
Deed Book / Page	3695 / 0039
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	994 COBBLESTONE DR, SPRING HILL, FL 34606-5835
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	994 COBBLESTONE DR, SPRING HILL, FL 34606-5835

Mortgage

Document Number	0039011631
Date	Oct 20, 2020
Book Page	3901/1631
Instrument	2020065349

Lender

Name	NEW PENN FINANCIAL LLC
Type	Mortgage Company
Address	TEMPE, AZ 85284

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	343 Months
Due	May 1, 2049

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Apr 23, 2019
Property Address	994 COBBLESTONE DR, SPRING HILL, FL 34606-5835
Document Number	0036950039
Book / Page	003695 / 000039
Instrument Date	Apr 22, 2019
Instrument	24648
Transaction Type	Transfer
Record Updated	May 31, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$763.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	994 COBBLESTONE DR SPRING HILL FL 346065835, SPRING HILL, FL 34606-5835

Mortgage

Document Number	36950042
Date	Apr 23, 2019
Book Page	003695/000042
Instrument	24649

Lender

Name	PATRIOT LNDG SVCS
Address	PITTSBURGH, PA 15220

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 22, 2049

Mortgage

Document Number	36950052,
Date	Apr 23, 2019
Book Page	003695/000052
Instrument	24650

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	20 N MAIN ST, BROOKSVILLE, FL 34601-2817

Agreement

Amount	Amount Recorded

Interest

Rate	12%

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Sep 24, 2018
Property Address	994 COBBLESTONE DR, SPRING HILL, FL 34606-5835
Document Number	0036261045
Book / Page	003626 / 001045
Instrument Date	Sep 20, 2018
Instrument	58224
Transaction Type	Transfer
Record Updated	Oct 23, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$476.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	713 E 20TH ST SANTA ANA CA 927063012, SANTA ANA, CA 92706-3012

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$682.00 (+8.95%) Additional exemption filed	$87,244 (+7.97%)	$152,680 (+4.9%) Land $40,705 Building $111,975
2023		$80,806 (+3%) Land $80,806
2022	$626.00 Homeowner's exemption	$78,452	$145,554 Land $44,608 Building $100,946

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	Aug 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 490 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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