965 Cobblestone Dr, Spring Hill, FL 34606 Property Records

Hernando County property record for 965 Cobblestone Dr, Spring Hill, FL 34606 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 930 sqft · built 1971
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Company Names on File
Last Sale	$80,000 (Oct 2020)
Tax Bill	$2,086 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5020-0107-0180`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5020-0107-0180`
Alternative APNs	`00227588` `227588`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	930 sqft Living Area
Gross Area	1,435 sqft
1st Floor Area	930 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1980
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Type	Carport
Garage Area	220 sqft
Carport	Carport
Carport Area	220 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	285 sqft
Utility Building	36 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00227588
Street Address	965 COBBLESTONE DR
City	SPRING HILL
State	FL
Zip	34606-5832
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 2 BLK 107 LOT 18
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UN 2
Legal Block	107
Legal Lot Number	18
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2012
Census Tract	41401

Owner

Source: Hernando County records · APN R32-323-17-5020-0107-0180

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	129C HIGHWAY 90, 324, WAVELAND, MS 39576-2618
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 05, 2020 · Amount on Record
Deed Sale	Oct 05, 2020 · Amount on Record
Prior Sale	Nov 30, 1995 · Amount on Record
Deed Document Number	202061706
Deed Book / Page	3895 / 1589
Prior Transfer Date	May 26, 2015
Prior Transfer Doc	0032350327
Record Updated	Jun 08, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Oct 05, 2020
Property Address	965 COBBLESTONE DR, SPRING HILL, FL 34606-5832
Document Number	0038951589
Book / Page	003895 / 001589
Instrument Date	Sep 30, 2020
Instrument	61706
Transaction Type	Transfer
Record Updated	Nov 02, 2020
Title Company	LAND TITLE/AMERICA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$560.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	129C HIGHWAY 90 #324 WAVELAND MS 395762618, 324, WAVELAND, MS 39576-2618

Mortgage

Document Number	38951591
Date	Oct 05, 2020
Book Page	003895/001591
Instrument	61707

Lender

Name	RICHARD L & CYNTHIA H HORSTMANSHOF
Address	14917 BULOW CREEK DR, JACKSONVILLE, FL 32258-1178
Special Notes	Seller Financed

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	120 Months
Due	Oct 04, 2030

Tax Assessment & Valuation

Source: Hernando County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,086.00 (+54.98%)	$90,775 (+21%)	$106,560 (-1.07%) Land $27,375 Building $79,185
2023		$75,021 (-20.01%) Land $75,021
2022	$1,346.00	$93,787 Land $19,800 Building $73,987	$107,716 Land $30,000 Building $77,716

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.