1009 Cobblestone Dr, Spring Hill, FL 34606 Property Records

Hernando County property record for 1009 Cobblestone Dr, Spring Hill, FL 34606

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 912 sqft · built 1970
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Sep 2023)
Tax Bill	$1,175 (2025)
Deeds & Mortgages	Sep 2023 Sale Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5020-0107-0230`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5020-0107-0230`
Alternative APNs	`00227631` `227631`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	912 sqft Living Area
1st Floor Area	912 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1991
Exterior Material	Stucco
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	220 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	488 sqft
Patio Area	176 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00227631
Street Address	1009 COBBLESTONE DR
City	SPRING HILL
State	FL
Zip	34606-5837
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 2 BLK 107 LOT 23 ORB 533 PG 1224
Legal Range	17E
Legal Township	23S
Legal Section	33
Legal Subdivision	SPRING HILL UN 2
Legal Block	107
Legal Lot Number	23
Legal Unit	2
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2012
Census Tract	41401

Owner

Source: Hernando County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5085 KEYSVILLE AVE, SPRING HILL, FL 34608-2731
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2023	Warranty Deed, Transfer PARAMOUNT TITLE
Jun 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 5, 2023 · Amount on Record
Deed Sale	Sep 5, 2023 · Amount on Record
Prior Sale	Apr 26, 2012 · Amount on Record
Deed Document Number	2023054641
Deed Book / Page	4336 / 1663
Record Updated	Jun 8, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Sep 5, 2023
Property Address	1009 COBBLESTONE DR, SPRING HILL, FL 34606-5837
Document Number	0043361663
Book / Page	4336 / 1663
Map Reference	MB 7 PG 65-79
Instrument Date	Aug 11, 2023
Instrument	2023054641
Transaction Type	Transfer
Record Updated	Sep 19, 2023
Title Company	PARAMOUNT TITLE

Transaction

Amount	Amount Recorded
Tax	$1,120.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6572 W GROVER CLEVELAND BLVD, HOMOSASSA, FL 34446-1404

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6633 DRIFTWOOD DR, HUDSON, FL 34667-1034

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	1009 COBBLESTONE DR, SPRING HILL, FL 34606-5837
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038491673
Date	Jun 10, 2020
Book Page	3849/1673
Instrument	2020034963

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,175.00 (+1,191.21%) Additional exemption filed	$154,198 (+295.52%) Land $27,375 Building $126,823	$154,198 (+15.22%) Land $27,375 Building $126,823
2023		$38,986 (+3%) Land $38,986
2022	$91.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$37,850	$133,835 Land $30,000 Building $103,835

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	Aug 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 490 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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