993 Waialae Cir NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 993 Waialae Cir NE, Palm Bay, FL 32905

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,176 sqft · built 1973
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on File
Last Sale	$151,300 (Jul 2002)
Tax Bill	$1,497 (2025)
Deeds & Mortgages	Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-37-28-JO-13-1`

Property Details

APN / Parcel Number

Primary APN	`28-37-28-JO-13-1`
Alternative APNs	`28-37-28-JO-00013.0-0001.00` `2836282`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,176 sqft Living Area
Gross Area	2,878 sqft
1st Floor Area	2,176 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2000
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	16,553 sqft (0.38 acres)
Lot Dimensions	129 ft deep x 130 ft wide
Garage Type	Attached
Garage Area	546 sqft
Porch	Finished/Open Porch
Porch Area	148 sqft
Deck Area	828 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2836282
Street Address	993 WAIALAE CIR NE
City	PALM BAY
State	FL
Zip	32905-4411
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS1
Legal Description	PORT MALABAR COUNTRY CLUB UNIT 2 LOT 1 BLK 13
Legal Range	37E
Legal Township	28S
Legal Section	28
Legal Subdivision	PORT MALABAR COUNTRY CLUB UNIT 2
Legal Block	13
Legal Lot Number	1
Legal Unit	2
Jurisdiction	BREVARD FL
Township / Civil Division	PALM BAY
Census Block Group	2
Census Block	2002
Census Tract	65130

Owner

993 Waialae Cir NE is owned and occupied by two individuals who acquired it in October 2002.

Source: Brevard County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	993 WAIALAE CIR NE, PALM BAY, FL 32905-4411
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2002 · Amount on File
Deed Sale	Jul 1, 2002 · Amount on File
Deed Book / Page	4627 / 2452
Last Transfer Date	Oct 17, 2002
Transfer Doc	4728001175
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	993 WAIALAE CIR NE, PALM BAY, FL 32905-4411
Transaction Type	Mortgage
Record Updated	Jan 18, 2022
Title Company	NORTHSTAR TITLE, NORTH STATE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	993 WAIALAE CIR NE, PALM BAY, FL 32905-4411

Mortgage

Document Number	0093722960
Date	Dec 31, 2021
Book Page	9372/2960
Instrument	2021338699

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 993 Waialae Cir NE was $1,497 with exemptions applied.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Palm Bay City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$127,550 (+2.7%)	$296,680 (-3.96%)
2025	$1,497.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$124,200	$308,920 Land $65,000 Building $243,920
2023	$1,400.00 (+5.98%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$117,190 (+3%)	$292,380 (+2.01%) Land $55,000 Building $237,380
2022	$1,321.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$113,780	$286,630 Land $50,000 Building $236,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 993 Waialae Cir NE in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 49 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	49 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 993 Waialae Cir NE is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20