957 Waialae Cir NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 957 Waialae Cir NE, Palm Bay, FL 32905

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,656 sqft · built 1973
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on File
Last Sale	$340,000 (Oct 2025)
Tax Bill	$5,067 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-37-28-JO-13-5`

Property Details

APN / Parcel Number

Primary APN	`28-37-28-JO-13-5`
Alternative APNs	`28-37-28-JO-00013.0-0005.00` `2836286`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,656 sqft Living Area
Gross Area	2,667 sqft
1st Floor Area	1,656 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2000
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	125 ft deep x 113 ft wide
Garage Type	Attached
Garage Area	388 sqft

Exterior Amenities

Porch	Florida Room
Porch Area	573 sqft
Deck Area	628 sqft
Utility Building	50 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2836286
Street Address	957 WAIALAE CIR NE
City	PALM BAY
State	FL
Zip	32905-4411
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS1
Legal Description	PORT MALABAR COUNTRY CLUB UNIT 2 LOT 5 BLK 13
Legal Range	37E
Legal Township	28S
Legal Section	28
Legal Subdivision	PORT MALABAR COUNTRY CLUB UNIT 2
Legal Block	13
Legal Lot Number	5
Legal Unit	2
Jurisdiction	BREVARD FL
Township / Civil Division	PALM BAY
Census Block Group	2
Census Block	2002
Census Tract	65130

Owner

957 Waialae Cir NE is owned and occupied by an individual who bought it in October 2025.

Source: Brevard County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	957 WAIALAE CIR NE, PALM BAY, FL 32905-4411
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 10, 2025 · Amount on File
Deed Sale	Oct 10, 2025 · Amount on File
Prior Sale	Jan 14, 2002 · Amount on File
Deed Document Number	2025204059
Deed Book / Page	10452 / 651
Prior Transfer Date	May 31, 2013
Prior Transfer Doc	0069232849
Record Updated	Sep 20, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Oct 10, 2025
Property Address	957 WAIALAE CIR NE, PALM BAY, FL 32905-4411
Document Number	0104520651
Book / Page	10452 / 651
Map Reference	MB 21 PG 134-136
Instrument Date	Oct 7, 2025
Instrument	2025204059
Transaction Type	Transfer
Record Updated	Oct 22, 2025
Title Company	SUPREME TITLE CLOSINGS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,380.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	893 LEVITT PKWY, ROCKLEDGE, FL 32955-4061

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	957 WAIALAE CIR NE, PALM BAY, FL 32905-4411

Mortgage

Document Number	0010452653
Date	Oct 10, 2025
Instrument	10452/653

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 957 Waialae Cir NE was $5,067, up 4.1% from the year before.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Palm Bay City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$270,860 (-4.62%)	$270,860 (-4.62%)
2025	$5,067.00 (+4.11%)	$283,970 (-2.83%)	$283,970 (-2.83%)
2024	$4,867.00 (+8.59%)	$292,250 (+10.6%) Land $65,000 Building $227,250	$292,250 (+10.6%) Land $65,000 Building $227,250
2023	$4,482.00 (+454.7%)	$264,230 (+225.09%) Land $55,000 Building $209,230	$264,230 (+3.81%) Land $55,000 Building $209,230
2022	$808.00 Homeowner's exemption	$81,280	$254,530 Land $50,000 Building $204,530

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 957 Waialae Cir NE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 49 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	49 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 957 Waialae Cir NE is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20