968 Waialae Cir NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 968 Waialae Cir NE, Palm Bay, FL 32905

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,402 sqft · built 1972
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on File
Last Sale	$207,000 (Aug 2017)
Tax Bill	$2,258 (2025)
Deeds & Mortgages	Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-37-28-JO-12-5`

Property Details

APN / Parcel Number

Primary APN	`28-37-28-JO-12-5`
Alternative APNs	`28-37-28-JO-00012.0-0005.00` `2836272`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,402 sqft Living Area
Gross Area	3,192 sqft
1st Floor Area	2,402 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1998
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	125 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	614 sqft
Porch	Finished/Open Porch
Porch Area	176 sqft
Patio Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2836272
Street Address	968 WAIALAE CIR NE
City	PALM BAY
State	FL
Zip	32905-4412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS1
Legal Description	PORT MALABAR COUNTRY CLUB UNIT 2 LOT 5 BLK 12
Legal Range	37E
Legal Township	28S
Legal Section	28
Legal Subdivision	PORT MALABAR COUNTRY CLUB UNIT 2
Legal Block	12
Legal Lot Number	5
Legal Unit	2
Jurisdiction	BREVARD FL
Township / Civil Division	PALM BAY
Census Block Group	2
Census Block	2001
Census Tract	65130

Owner

968 Waialae Cir NE is owned and occupied by an individual who bought it in August 2017.

Source: Brevard County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	968 WAIALAE CIR NE, PALM BAY, FL 32905-4412
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2017 · Amount on File
Deed Sale	Aug 21, 2017 · Amount on File
Deed Document Number	2017174835
Prior Transfer Date	Jul 5, 1994
Prior Transfer Doc	3405001858
Record Updated	Sep 20, 2026

August 2017: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	BREVARD FL
Recording Date	Aug 21, 2017
Property Address	968 WAIALAE CIR NE, PALM BAY, FL 32905-4412
Document Number	0079650573
Book / Page	007965 / 000573
Instrument Date	Jul 28, 2017
Instrument	174835
Transaction Type	Mortgage
Record Updated	Sep 6, 2017
Title Company	LANDING TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$10.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	968 WAIALAE CIR NE PALM BAY FL 329054412, PALM BAY, FL 32905-4412

Mortgage

Document Number	79650576
Date	Aug 21, 2017
Book Page	007965/000576
Instrument	174836

Lender

Name	PNC MTG
Type	Mortgage Company
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 20, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 968 Waialae Cir NE was $2,258 with a homeowner's exemption.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Palm Bay City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$165,660 (+2.7%)	$302,260 (-3.74%)
2025	$2,258.00 Homeowner's exemption	$161,310	$314,010 Land $65,000 Building $249,010
2023	$2,140.00 (+4.44%) Homeowner's exemption	$152,210 (+3%)	$295,110 (+3.81%) Land $55,000 Building $240,110
2022	$2,049.00 Homeowner's exemption	$147,780	$284,280 Land $50,000 Building $234,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 968 Waialae Cir NE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 49 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	49 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 968 Waialae Cir NE is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20