1. Home
  2. Illinois
  3. Elgin
  4. Reserve Dr

993 Reserve Dr, Elgin, IL 60124 Property Records

Kane County property record for 993 Reserve Dr, Elgin, IL 60124 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2008
Square Footage1,626 sqft Living Area
Lot Size1,218 sqft (0.28 acres)
Last Sale$187,000 (2018)
Tax Bill$6,717.00 (2025)

Property Details

APN / Parcel Number

Primary APN06-29-428-084

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms6 Rooms
Building Area1,626 sqft Living Area
Gross Area2,439 sqft Gross Area
Basement Area813 sqft Basement
Stories2 Stories

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Construction TypeFrame Construction
Lot Area1,218 sqft (0.28 acres)
Depth X Width58 ft x 21 ft Depth x Width

Utilities and HVAC

Cooling SystemHVAC Cooling

Location & Zoning

Street Address993 RESERVE DR
CityELGIN
StateIL
Zip60124-8834
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPT OF LT 54 IN THE RESERVE AS DESC IN DOC 2009K026687
Legal SubdivisionTHE RESERVE
Legal Block2
Legal Lot Number54
JurisdictionKANE IL
Minor Civil DivisionELGIN
Census Blockgroup2
Census Block2001
Census Tract851912

Owner

Source: Kane County records · APN 06-29-428-084

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3104 HOLDEN ST, ELGIN, IL 60124-4350
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 26, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
COMPASS MORTGAGE INC
Apr 05, 2018Warranty Deed, Transfer · Conventional Mortgage
COMPASS MORTGAGE INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 05, 2018 · Amount on Record
Deed SaleApr 05, 2018 · Amount on Record
Prior SaleApr 09, 2009 · Amount on Record
Deed Doc Number201815504
Last Transfer DateAug 21, 2020
Transfer Doc0000048224
Record RefreshedSep 20, 2026

August 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKANE IL
Recording DateAug 26, 2020
Property Address993 RESERVE DR, ELGIN, IL 60124-8834
Document Number0000048224
Map ReferenceDOC 2004K98661
Instrument DateAug 21, 2020
Instrument2020K048224
Transaction TypeTransfer
Record UpdatedAug 05, 2022
Title CompanyCARRINGTON TTL PARTNERS LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address993 RESERVE DR, ELGIN, IL 60124-8834

Mortgage

Document Number0000048225
DateAug 26, 2020
Instrument2020K048225
Lender
NameCOMPASS MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueSep 01, 2040
Interest
Rate TypeFixed Rate
Rate3.62%

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateApr 05, 2018
Property Address993 RESERVE DR, ELGIN, IL 60124-8834
Document Number0000015504
Map ReferenceDOC2004K44951
Instrument DateApr 03, 2018
Instrument2018K015504
Transaction TypeTransfer
Record UpdatedAug 05, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$187.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address996 RESERVE DR, ELGIN, IL 60124-8834

Mortgage

Document Number0000015505
DateApr 05, 2018
Instrument2018K015505
Lender
NameCOMPASS MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueMay 01, 2038
Interest
Rate TypeFixed Rate
Rate4.87%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$6,717.00 (+15.95%)
2024$81,106 (+21.39%) Land $19,287 Building $61,819$243,415 (+21.44%) Land $57,884 Building $185,531
2022$5,793.00 (+15.01%)$66,813 (+6.96%) Land $15,888 Building $50,925$200,439 (+6.96%) Land $47,664 Building $152,775
2021$5,037.00 Homeowner's exemption$62,465 Land $14,854 Building $47,611$187,395 Land $44,562 Building $142,833

Flood & Wildfire

993 Reserve Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Kane County (17089C), updated October 8, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Reserve Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures