Kane County property record for 989 Reserve Dr, Elgin, IL 60124 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2008 |
| Square Footage | 1,626 sqft Living Area |
| Occupancy | Owner Occupied |
| Last Sale | $215,500 (2009) |
| Tax Bill | $6,717.00 (2025) |
| Primary APN | 06-29-428-080 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,626 sqft Living Area |
| Gross Area | 2,439 sqft Gross Area |
| Basement Area | 813 sqft Basement |
| Stories | 2 Stories |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Construction Type | Frame Construction |
| Lot Width | 21 ft Width |
| Cooling System | HVAC Cooling |
|---|
| Street Address | 989 RESERVE DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-8834 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | RESERVE PHASE II PT OF LOT 54 DESC IN 2009K004194 |
| Legal Subdivision | RESERVE |
| Legal Phase | 2 |
| Legal Block | 2 |
| Legal Lot Number | 54 |
| Jurisdiction | KANE IL |
| Minor Civil Division | ELGIN |
| Census Blockgroup | 2 |
| Census Block | 2001 |
| Census Tract | 851912 |
Source: Kane County records · APN 06-29-428-080
Assessment roll updated July 23, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 989 RESERVE DR, ELGIN, IL 60124-8834 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 03, 2026 | Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC |
| Sep 08, 2020 | Deed of Trust, Mortgage · Stand Alone First Mortgage NEWREZ LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 22, 2009 · Amount on Record |
| Deed Sale | Jan 22, 2009 · Amount on Record |
| Deed Doc Number | 20094194 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Aug 03, 2026 |
| Property Address | 989 RESERVE DR, ELGIN, IL 60124-8834 |
| Document Number | 0000032913 |
| Instrument Date | Jul 24, 2026 |
| Instrument | 202632913 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 989 RESERVE DR, ELGIN, IL 60124-8834 |
| Document Number | 0000032913, |
|---|---|
| Date | Aug 03, 2026 |
| Instrument | 202632913 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 989 RESERVE DR, ELGIN, IL 60124-8834 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 989 RESERVE DR, ELGIN, IL 60124-8834 |
| Document Number | 0000051086 |
|---|---|
| Date | Sep 08, 2020 |
| Instrument | 2020K051086 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | 8584 |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 253 Months |
| Due | Oct 01, 2041 |
Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,717.00 (+15.95%) | $88,057 (+8.57%) Land $20,940 Building $67,117 | $264,277 (+8.57%) Land $62,845 Building $201,432 |
| 2024 | $81,106 (+21.39%) Land $19,287 Building $61,819 | $243,415 (+21.44%) Land $57,884 Building $185,531 | |
| 2022 | $5,793.00 (+3.97%) | $66,813 (+6.96%) Land $15,888 Building $50,925 | $200,439 (+6.96%) Land $47,664 Building $152,775 |
| 2021 | $5,572.00 | $62,465 Land $14,854 Building $47,611 | $187,395 Land $44,562 Building $142,833 |
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