1002 Reserve Dr, Elgin, IL 60124 Property Records

Kane County property record for 1002 Reserve Dr, Elgin, IL 60124 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,098 sqft · built 2008
Lot Size	0.45 acres (1,972 sqft)
Owner	Individual Name on File
Last Sale	$274,000 (Aug 2022)
Tax Bill	$5,531 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-29-426-039`

Property Details

APN / Parcel Number

Primary APN	`06-29-426-039`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,098 sqft Living Area
Gross Area	2,196 sqft
1st Floor Area	1,098 sqft
Basement Area	1,098 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Construction Type	Frame
Lot Area	1,972 sqft (0.45 acres)
Lot Dimensions	58 ft deep x 34 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	1002 RESERVE DR
City	ELGIN
State	IL
Zip	60124-8828
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE RESERVE PT OF LOT 2 A DESC IN DOC 2009K021386
Legal Subdivision	THE RESERVE
Legal Block	2
Legal Lot Number	2
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2000
Census Tract	851912

Owner

Source: Kane County records · APN 06-29-426-039

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1002 RESERVE DR, ELGIN, IL 60124-8828
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 08, 2022 · Amount on Record
Deed Sale	Aug 08, 2022 · Amount on Record
Prior Sale	Mar 20, 2009 · Amount on Record
Deed Document Number	202240132
Record Updated	Sep 20, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Aug 08, 2022
Property Address	1002 RESERVE DR, ELGIN, IL 60124-8828
Document Number	0000040132
Map Reference	DOC 2004K044951
Instrument Date	Jun 20, 2022
Instrument	2022K040132
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$274.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2472 BUNNELS FORK RD, 2472, FRISCO, TX 75036-5724

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 E LYNN ST, SOUTH ELGIN, IL 60177-1873

Mortgage

Document Number	0000040133
Date	Aug 08, 2022
Instrument	2022K040133

Lender

Name	AMERICAN PORTFOLIO MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2052

Interest

Rate Type	Fixed Rate
Rate	5.25%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,531.00 (+15.81%) Homeowner's exemption
2024		$74,155 (+21.39%) Land $19,760 Building $54,395	$222,554 (+21.44%) Land $59,304 Building $163,250
2022	$4,776.00 (+4.74%) Homeowner's exemption	$61,087 (+6.96%) Land $16,278 Building $44,809	$183,261 (+6.96%) Land $48,834 Building $134,427
2021	$4,560.00 Homeowner's exemption	$57,112 Land $15,219 Building $41,893	$171,336 Land $45,657 Building $125,679

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898519122, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2020, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.