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992 Ware St, Palmer, MA 01069 Property Records

Hampden County and Palmer Town City property record for 992 Ware St, Palmer, MA 01069

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 926 sqft · built 1950
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on Record
Last Sale$310,000 (Nov 2022)
Tax Bill$5,349 (2025)
Deeds & MortgagesNov 2022 Sale & Mortgage
Jul 2021 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APNPALM M:31 B:10

Property Details

APN / Parcel Number

Primary APNPALM M:31 B:10
Alternative APN
  • M:0031 L:000010

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories1 Story
Building Area926 sqft Living Area
Gross Area2,147 sqft
1st Floor Area926 sqft
Basement Area926 sqft
Unfinished Basement463 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area43,560 sqft (1 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address992 WARE ST
CityPALMER
StateMA
Zip01069-1562
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal Block10
JurisdictionPALMER MA
Township / Civil DivisionPALMER TOWN
Census Block Group1
Census Block1007
Census Tract810100

Owner

Source: Hampden County and Palmer Town City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address992 WARE ST, PALMER, MA 01069-1562
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 4, 2022Quit Claim Deed, Transfer · Stand-Alone First Mortgage
UNITED WHOLESALE MORTGAGE
Jul 14, 2021Quit Claim Deed, Transfer
Jan 8, 2021Fiduciary Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 4, 2022 · Amount on Record
Deed SaleNov 4, 2022 · Amount on Record
Prior SaleJul 14, 2021 · Amount on Record
Deed Book / Page24793 / 11
Prior Transfer DateNov 3, 2022
Prior Transfer Doc0024793-11
Record UpdatedOct 29, 2026

November 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPALMER MA
Recording DateNov 4, 2022
Property Address992 WARE ST, PALMER, MA 01069-1562
Document Number0024793-11
Book / Page24793 / 11
Instrument DateNov 3, 2022
Instrument65576
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address131 WOLF DEN RD, POMFRET, CT 06258

Mortgage

Document Number0000065577
DateNov 4, 2022
Instrument65577
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

July 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPALMER MA
Recording DateJul 14, 2021
Property Address992 WARE ST, PALMER, MA 01069-1562
Document Number0023998-82
Book / Page23998 / 82
Instrument DateJul 9, 2021
Instrument48747
Transaction TypeTransfer
Record UpdatedJan 17, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1520 N MAIN ST, PALMER, MA 01069-1215

January 2021: Fiduciary Deed, Transfer

Document TypeFiduciary Deed
JurisdictionPALMER MA
Recording DateJan 8, 2021
Property Address992 WARE ST, PALMER, MA 01069-1562
Document Number0023638-81
Book / Page23638 / 81
Instrument DateJan 7, 2021
Instrument1661
Transaction TypeTransfer
Record UpdatedJan 17, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4028 MAIN ST, THORNDIKE, MA 01079-4000

Tax Assessment & Valuation

Source: Hampden County and Palmer Town City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityPalmer Town City
Unified School DistrictPalmer School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,349.00 (+7.86%)$292,600 (+10.17%) Land $66,700 Building $225,900$364,230 (+3.65%)
2024$4,959.00 (+54.97%)$265,600 (+61.36%) Land $60,600 Building $205,000$351,405
2023$3,200.00$164,600 Land $60,600 Building $104,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
T-Mobile
Fixed Wireless		100 / 20

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