976 Ware St, Palmer, MA 01069 Property Records

Hampden County and Palmer Town City property record for 976 Ware St, Palmer, MA 01069 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1964
Square Footage	2,488 sqft Living Area
Lot Size	49,223 sqft (1.13 acres)
Occupancy	Owner Occupied
Last Sale	$112,500 (1992)
Tax Bill	$4,252.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`PALM M:31 B:7`
Alternative APN	`M:0031 L:000007`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Building Area	2,488 sqft Living Area
Gross Area	4,678 sqft Gross Area
1st Floor	1,830 sqft 1st Floor
Attic Area	1,880 sqft Attic
Attic	1 Attic
Stories	2 Stories

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Conventional Style
Exterior Material	Combination Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	49,223 sqft (1.13 acres)

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Street Address	976 WARE ST
City	PALMER
State	MA
Zip	01069-1562
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	7
Jurisdiction	PALMER MA
Minor Civil Division	PALMER TOWN
Census Blockgroup	1
Census Block	1007
Census Tract	810100

Owner

Source: Hampden County and Palmer Town City records · APN PALM M:31 B:7

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	976 WARE ST, PALMER, MA 01069-1562
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 21, 1992 · Amount on Record
Deed Sale	Dec 21, 1992 · Amount on Record
Deed Book / Page	8284 / 340
Record Refreshed	Sep 20, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALMER MA
Property Address	976 WARE ST, PALMER, MA 01069-1562
Transaction Type	Mortgage
Record Updated	Feb 07, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	21828-220
Date	Aug 25, 2017
Book Page	21828/220
Instrument	49537

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2047

Tax Assessment & Valuation

Source: Hampden County and Palmer Town City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Palmer Town City
Unified School District	Palmer School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,252.00 (+7.59%)	$232,600 (+9.87%) Land $66,900 Building $165,700	$309,320 (+2.97%)
2024	$3,952.00 (-6.97%)	$211,700 (-3.11%) Land $60,800 Building $150,900	$300,390
2023	$4,248.00	$218,500 Land $60,800 Building $157,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.