Hampden County and Palmer Town City property record for 956 Ware St, Palmer, MA 01069
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,373 sqft · built 1940 |
| Lot Size | 1.38 acres (60,113 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $211,000 (Nov 2006) |
| Tax Bill | $4,650 (2025) |
| Deeds & Mortgages | Sep 2017 Mortgage Dec 2019 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | PALM M:31 B:4 |
| Primary APN | PALM M:31 B:4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,373 sqft Living Area |
| Gross Area | 3,862 sqft |
| 1st Floor Area | 959 sqft |
| Basement Area | 1,840 sqft |
| Unfinished Basement | 1,840 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 60,113 sqft (1.38 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 956 WARE ST |
|---|---|
| City | PALMER |
| State | MA |
| Zip | 01069-1562 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Block | 4 |
| Jurisdiction | PALMER MA |
| Township / Civil Division | PALMER TOWN |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 810100 |
956 Ware St is owned and occupied by two individuals who bought it in November 2006.
Source: Hampden County and Palmer Town City records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 956 WARE ST, PALMER, MA 01069-1562 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 28, 2017 | Deed of Trust, Mortgage MASS MUTUAL FCU |
| Dec 18, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance COUNTRY BANK |
| Apr 12, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance COUNTRY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 28, 2006 · Amount on File |
| Deed Sale | Nov 28, 2006 · Amount on File |
| Prior Sale | Aug 24, 2006 |
| Deed Book / Page | 16351 / 170 |
| Transfer Doc | 16351-170 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALMER MA |
| Property Address | 956 WARE ST, PALMER, MA 01069-1562 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 021877-570 |
|---|---|
| Date | Sep 28, 2017 |
| Book Page | 21877/570 |
| Instrument | 57178 |
| Name | MASS MUTUAL FCU |
|---|---|
| Type | Credit Union |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Sep 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALMER MA |
| Property Address | 956 WARE ST, PALMER, MA 01069-1562 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0023005-60 |
|---|---|
| Date | Dec 18, 2019 |
| Book Page | 23005/60 |
| Instrument | 74612 |
| Name | COUNTRY BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 193 Months |
| Due | Jan 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALMER MA |
| Property Address | 956 WARE ST, PALMER, MA 01069-1562 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 023817-356 |
|---|---|
| Date | Apr 12, 2021 |
| Book Page | 23817/356 |
| Instrument | 24359 |
| Name | COUNTRY BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2036 |
The 2025 property tax bill for 956 Ware St was $4,650, up 9.5% from the year before.
Source: Hampden County and Palmer Town City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Palmer Town City |
| Unified School District | Palmer School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,650.00 (+9.51%) | $254,400 (+11.87%) Land $68,100 Building $186,300 | $306,470 (+2.97%) |
| 2024 | $4,246.00 (+2.49%) | $227,400 (+6.71%) Land $62,000 Building $165,400 | $297,635 |
| 2023 | $4,143.00 | $213,100 Land $62,000 Building $151,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 956 Ware St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 956 Ware St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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