992 Ratley Rd, West Suffield, CT 06093 Property Records

Suffield Town property record for 992 Ratley Rd, West Suffield, CT 06093

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,559 sqft · built 2014
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$401,450 (May 2015)
Tax Bill	$10,262 (2025)
Deeds & Mortgages	Jul 2022 Refinance Dec 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R92001`

Property Details

APN / Parcel Number

Primary APN	`R92001`
Alternative APNs	`SUFF M:00013 B:00018 L:061-3` `M:00013 B:00018 L:00613`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,559 sqft Living Area
Gross Area	4,731 sqft
Basement Area	1,092 sqft
Unfinished Basement	1,092 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	R92001
Street Address	992 RATLEY RD
City	WEST SUFFIELD
State	CT
Zip	06093-2427
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R45
Legal Block	18
Legal Lot Number	61-3
Jurisdiction	SUFFIELD CT
Township / Civil Division	SUFFIELD
Census Block Group	1
Census Block	1005
Census Tract	477200

Owner

Source: Suffield Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	992 RATLEY RD, WEST SUFFIELD, CT 06093-2427
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance DUTCH POINT CREDIT UNION
Dec 4, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance NEWREZ LLC
Mar 27, 2018	Quit Claim Deed, Transfer · Line of Credit HOMEBRIDGE FINANCIAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2015 · Amount on Record
Deed Sale	May 19, 2015 · Amount on Record
Deed Document Number	2015106768
Deed Book / Page	500 / 526
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFIELD CT
Property Address	992 RATLEY RD, WEST SUFFIELD, CT 06093-2427
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000573-703
Date	Jul 11, 2022
Book Page	573/703
Instrument	2371290006

Lender

Name	DUTCH POINT CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2037

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFIELD CT
Property Address	992 RATLEY RD, WEST SUFFIELD, CT 06093-2427
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	542-170
Date	Dec 4, 2019
Book Page	542/170
Instrument	2285000015

Lender

Name	NEWREZ LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	193 Months
Due	Jan 1, 2036

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUFFIELD CT
Recording Date	Mar 27, 2018
Property Address	992 RATLEY RD, WEST SUFFIELD, CT 06093-2427
Document Number	527-363
Book / Page	527 / 363
Instrument	2188520002
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Tax	$74.93
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	527-365
Date	Mar 27, 2018
Book Page	527/365
Instrument	2188530015

Lender

Name	HOMEBRIDGE FINANCIAL

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: Suffield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Suffield Town
Unified School District	Suffield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,262.00	$438,340 (+68.02%) Land $67,620 Building $370,720	$306,838 Land $47,334 Building $259,504
2024	$10,262.00 (+37.49%)
2023	$7,464.00	$260,890 (-) Land $67,690 Building $193,200
2022	$7,464.00	$260,890 Land $67,690 Building $193,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cox Communications Cable	2,000 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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