977 Ratley Rd, West Suffield, CT 06093 Property Records

Suffield Town property record for 977 Ratley Rd, West Suffield, CT 06093

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,125 sqft · built 1960
Lot Size	2.1 acres (91,476 sqft)
Owner	2 Individual Names on Record
Last Sale	$331,500 (Sep 2022)
Tax Bill	$6,096 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Aug 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`R13043`

Property Details

APN / Parcel Number

Primary APN	`R13043`
Alternative APN	`SUFF M:00013 B:00015 L:00013`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,125 sqft Living Area
Gross Area	4,566 sqft
Basement Area	1,285 sqft
Unfinished Basement	1,285 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1987
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	91,476 sqft (2.1 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	R13043
Street Address	977 RATLEY RD
City	WEST SUFFIELD
State	CT
Zip	06093-2401
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R90
Legal Block	15
Legal Lot Number	13
Jurisdiction	SUFFIELD CT
Township / Civil Division	SUFFIELD
Census Block Group	1
Census Block	1002
Census Tract	477200

Owner

Source: Suffield Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	977 RATLEY RD, WEST SUFFIELD, CT 06093-2401
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC
Aug 9, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2022 · Amount on Record
Deed Sale	Sep 16, 2022 · Amount on Record
Deed Book / Page	575 / 654
Record Updated	Sep 20, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUFFIELD CT
Recording Date	Sep 16, 2022
Property Address	977 RATLEY RD, WEST SUFFIELD, CT 06093-2401
Document Number	000575-654
Book / Page	575 / 654
Instrument Date	Sep 14, 2022
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	977 RATLEY RD, SUFFIELD, CT

Mortgage

Document Number	2376790019
Date	Sep 16, 2022
Instrument	2376790019

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUFFIELD CT
Recording Date	Aug 9, 2021
Property Address	977 RATLEY RD, WEST SUFFIELD, CT 06093-2401
Document Number	563-1159
Book / Page	563 / 1159
Instrument Date	Jul 1, 2021
Instrument	2342000003
Transaction Type	Transfer
Record Updated	Aug 26, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	977 RATLEY RD, WEST SUFFIELD, CT 06093-2401

Tax Assessment & Valuation

Source: Suffield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Suffield Town
Unified School District	Suffield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,096.00	$260,400 (+30.02%) Land $65,240 Building $195,160	$182,280 Land $45,668 Building $136,612
2024	$6,096.00 (+6.39%)
2023	$5,730.00 (-0.73%)	$200,270 (-0.73%) Land $65,240 Building $135,030
2022	$5,772.00	$201,740 Land $65,240 Building $136,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cox Communications Cable	2,000 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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