1039 Ratley Rd, West Suffield, CT 06093 Property Records

Suffield Town property record for 1039 Ratley Rd, West Suffield, CT 06093

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,572 sqft · built 1954
Lot Size	2.2 acres (95,832 sqft)
Owner	Individual Name on File
Last Sale	$445,400 (Oct 2025)
Tax Bill	$5,180 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Mar 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`R13040`

Property Details

APN / Parcel Number

Primary APN	`R13040`
Alternative APN	`SUFF M:00013 B:00015 L:00010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,572 sqft Living Area
Gross Area	3,818 sqft
Basement Area	1,036 sqft
Unfinished Basement	1,036 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1987
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	95,832 sqft (2.2 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	R13040
Street Address	1039 RATLEY RD
City	WEST SUFFIELD
State	CT
Zip	06093-2402
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R90
Legal Block	15
Legal Lot Number	10
Jurisdiction	SUFFIELD CT
Township / Civil Division	SUFFIELD
Census Block Group	1
Census Block	1002
Census Tract	477200

Owner

1039 Ratley Rd is owned and occupied by an individual who bought it in October 2025.

Source: Suffield Town records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	1039 RATLEY RD, WEST SUFFIELD, CT 06093-2402
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2025	Warranty Deed, Transfer MORTGAGE RESEARCH CENTER LLC
Mar 7, 2025	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2025 · Amount on File
Deed Sale	Oct 28, 2025 · Amount on File
Prior Sale	Mar 7, 2025 · Amount on File
Deed Book / Page	600 / 28
Record Updated	Sep 20, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUFFIELD CT
Recording Date	Oct 28, 2025
Property Address	1039 RATLEY RD, WEST SUFFIELD, CT 06093-2402
Document Number	0000600-28
Book / Page	600 / 28
Instrument Date	Oct 27, 2025
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1039 RATLEY RD, WEST SUFFIELD, CT 06093-2402

Mortgage

Document Number	2477480016
Date	Oct 28, 2025
Instrument	2477480016

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUFFIELD CT
Recording Date	Mar 7, 2025
Property Address	1039 RATLEY RD, WEST SUFFIELD, CT 06093-2402
Document Number	000594-523
Book / Page	594 / 523
Instrument Date	Mar 5, 2025
Transaction Type	Transfer
Record Updated	Mar 20, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 786, EAST OTIS, MA 01029-0786

Tax Assessment & Valuation

The 2025 property tax bill for 1039 Ratley Rd was $5,180.

Source: Suffield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Suffield Town
Unified School District	Suffield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,180.00	$221,270 Land $68,880 Building $152,390	$154,889 Land $48,216 Building $106,673
2024	$5,180.00 (+14.3%)
2023	$4,532.00	$158,410 (-) Land $68,880 Building $89,530
2022	$4,532.00	$158,410 Land $68,880 Building $89,530

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1039 Ratley Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1039 Ratley Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cox Communications Cable	2,000 / 100

Cell Coverage

5G and 4G LTE (outdoors only)

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