992 E Commerce Ave, Fresno, CA 93706 Property Records

Fresno County property record for 992 E Commerce Ave, Fresno, CA 93706 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,614 sqft · built 1995
Lot Size	0.145 acres (6,300 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Apr 2020)
Tax Bill	$2,522 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Apr 2022 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`328-271-39`

Property Details

APN / Parcel Number

Primary APN	`328-271-39`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,614 sqft Living Area
1st Floor Area	1,614 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Construction Type	Frame
Lot Area	6,300 sqft (0.145 acres)
Lot Dimensions	100 ft deep x 63 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Refrigeration

Location & Zoning

Street Address	992 E COMMERCE AVE
City	FRESNO
State	CA
Zip	93706-5541
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARCEL IN LOTS 60 & 61 ROYAL OAKS ESTATES II
Legal Subdivision	ROYAL OAKS ESTATES II
Legal Lot Number	61
Jurisdiction	FRESNO CA
Township / Civil Division	FRESNO
Census Block Group	2
Census Block	2014
Census Tract	1000

Owner

Source: Fresno County records · APN 328-271-39

Assessment roll updated August 13, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	992 E COMMERCE AVE, FRESNO, CA 93706-5541
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 08, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Apr 08, 2022	Intrafamily Transfer, Transfer PLACER TITLE COMPANY
Oct 14, 2021	Quit Claim Deed, Transfer Quitclaim
Apr 07, 2020	Grant Deed, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Nov 15, 2017	Quit Claim Deed, Transfer PLACER TITLE COMPANY
Nov 15, 2017	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 07, 2020 · Amount on Record
Deed Sale	Apr 07, 2020 · Amount on Record
Prior Sale	Nov 15, 2017 · Amount on Record
Deed Document Number	202043433
Last Transfer Date	Mar 29, 2022
Transfer Doc	0000045736
Record Updated	Sep 20, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRESNO CA
Recording Date	Apr 08, 2022
Property Address	992 E COMMERCE AVE, FRESNO, CA 93706-5541
Document Number	0000045737
Map Reference	MB 54 PG 72&73
Instrument Date	Apr 07, 2022
Instrument	2022-0045737
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	992 E COMMERCE AVE, FRESNO, CA 93706-5541

Mortgage

Document Number	0000045738
Date	Apr 08, 2022
Instrument	2022-0045738

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2052

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRESNO CA
Recording Date	Apr 08, 2022
Property Address	992 E COMMERCE AVE, FRESNO, CA 93706-5541
Document Number	0000045736
Map Reference	MB 54 PG 72&73
Instrument Date	Mar 29, 2022
Instrument	2022-0045736
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	992 E COMMERCE AVE, 992, FRESNO, CA 93706-5541

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRESNO CA
Recording Date	Oct 14, 2021
Property Address	992 E COMMERCE AVE, FRESNO, CA 93706-5541
Document Number	0000171963
Map Reference	MB 54 PG 72&73
Instrument Date	Oct 12, 2021
Instrument	2021-0171963
Transaction Type	Transfer
Record Updated	Nov 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	992 E COMMERCE AVE, FRESNO, CA 93706-5541

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRESNO CA
Recording Date	Apr 07, 2020
Property Address	992 E COMMERCE AVE, FRESNO, CA 93706-5541
Document Number	0000043433
Map Reference	MB 54 PG 72&73
Instrument Date	Mar 10, 2020
Instrument	2020-0043433
Transaction Type	Transfer
Record Updated	Aug 05, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	992 E COMMERCE AVE, FRESNO, CA 93706-5541

Mortgage

Document Number	0000043434
Date	Apr 07, 2020
Instrument	2020-0043434

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2050

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRESNO CA
Recording Date	Nov 15, 2017
Property Address	992 E COMMERCE AVE, FRESNO, CA 93706-5541
Document Number	0000147998
Instrument Date	Nov 02, 2017
Instrument	147998
Transaction Type	Transfer
Record Updated	Jan 11, 2018
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	19915 PRICE AVE CUPERTINO CA 950143338, CUPERTINO, CA 95014-3338

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRESNO CA
Recording Date	Nov 15, 2017
Property Address	992 E COMMERCE AVE, FRESNO, CA 93706-5541
Document Number	0000147999
Map Reference	MB 54 PG 72&73
Instrument Date	Oct 11, 2017
Instrument	2017-0147999
Transaction Type	Transfer
Record Updated	Aug 05, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	992 E COMMERCE AVE, FRESNO, CA 93706-5541

Mortgage

Document Number	0000148000
Date	Nov 15, 2017
Instrument	2017-0148000

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2047

Tax Assessment & Valuation

Source: Fresno County records · Assessment roll updated August 13, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Fresno County
Municipality	Fresno City
Unified School District	Washington Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$227,907 (+2%) Land $38,379 Building $189,528
2025	$2,522.00 (+0.68%) Homeowner's exemption	$223,439 (+4.04%) Land $37,627 Building $185,812
2023	$2,505.00 (+2.33%) Homeowner's exemption	$214,765 Land $36,167 Building $178,598
2022	$2,448.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Fresno County (06019C), updated April 29, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 388 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
UnWired Broadband Holding	Fixed Wireless (unlicensed)	400 / 50
Verizon	Fixed Wireless	300 / 20
Cal.net	Fixed Wireless (licensed-by-rule)	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T, UnWired Broadband Holding. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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