Fresno County property record for 991 E Commerce Ave, Fresno, CA 93706
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,092 sqft · built 1994 |
| Lot Size | 0.122 acres (5,304 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $73,000 (Apr 1994) |
| Tax Bill | $1,476 (2025) |
| Deeds & Mortgages | Dec 2025 Transfer Oct 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 328-272-14 |
| Primary APN | 328-272-14 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,092 sqft Living Area |
| 1st Floor Area | 1,092 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Custom Design |
| Construction Type | Frame |
| Lot Area | 5,304 sqft (0.122 acres) |
| Lot Dimensions | 102 ft deep x 52 ft wide |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Refrigeration |
|---|
| Street Address | 991 E COMMERCE AVE |
|---|---|
| City | FRESNO |
| State | CA |
| Zip | 93706-5542 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 14 TRACT NO 4401 ROYAL OAKS ESTATES II |
| Legal Subdivision | ROYAL OAKS ESTATES |
| Legal Tract | 4401 |
| Legal Lot Number | 14 |
| Jurisdiction | FRESNO CA |
| Township / Civil Division | FRESNO |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 1000 |
Source: Fresno County records · APN 328-272-14
Assessment roll updated August 13, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 7697 N CARNEGIE AVE, FRESNO, CA 93722-2219 |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Dec 24, 2025 | Intrafamily Transfer, Transfer |
| Oct 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Nov 20, 2018 | Quit Claim Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 08, 1994 · Amount on Record |
| Deed Sale | Apr 08, 1994 · Amount on Record |
| Deed Document Number | 199461898 |
| Last Transfer Date | Oct 24, 2018 |
| Transfer Doc | 0000140173 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FRESNO CA |
| Recording Date | Dec 24, 2025 |
| Property Address | 991 E COMMERCE AVE, FRESNO, CA 93706-5542 |
| Document Number | 0000122431 |
| Map Reference | VOL 54 PG 72-73 |
| Instrument Date | Nov 29, 2025 |
| Instrument | 2025-0122431 |
| Transaction Type | Transfer |
| Record Updated | Jan 07, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 7697 N CARNEGIE AVE, FRESNO, CA 93722-2219 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRESNO CA |
| Property Address | 991 E COMMERCE AVE, FRESNO, CA 93706-5542 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2021 |
| Title Company | AMERICAN SW TITLE, AMERICAN COAST TITLE |
| Name | Verified Name |
|---|---|
| Address | 7697 N CARNEGIE AVE, FRESNO, CA 93722-2219 |
| Document Number | 0000176936 |
|---|---|
| Date | Oct 25, 2021 |
| Instrument | 2021-0176936 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 01, 2036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FRESNO CA |
| Recording Date | Nov 20, 2018 |
| Property Address | 991 E COMMERCE AVE, FRESNO, CA 93706-5542 |
| Document Number | 0000140173 |
| Instrument Date | Oct 24, 2018 |
| Instrument | 140173 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2018 |
| Title Company | AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO. |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7697 N CAMEGIE AVE FRESNO CA 93722, FRESNO, CA 93722 |
| Document Number | 140174 |
|---|---|
| Date | Nov 20, 2018 |
| Instrument | 140174 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 19, 2048 |
Source: Fresno County records · Assessment roll updated August 13, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Fresno County |
| Municipality | Fresno City |
| Unified School District | Washington Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $126,527 (+2%) Land $25,989 Building $100,538 | |
| 2025 | $1,476.00 (+0.54%) | $124,047 (+4.04%) Land $25,480 Building $98,567 |
| 2023 | $1,468.00 (+2.23%) | $119,233 Land $24,492 Building $94,741 |
| 2022 | $1,436.00 |
Source: FEMA National Flood Hazard Layer as of April 29, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| UnWired Broadband Holding Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Based on FCC filings for 388 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF FRESNO serves 545,970 people |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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