973 E Commerce Ave, Fresno, CA 93706 Property Records

Fresno County property record for 973 E Commerce Ave, Fresno, CA 93706 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,112 sqft · built 1995
Lot Size	0.121 acres (5,252 sqft)
Owner	Individual Name on File
Last Sale	$205,000 (Jun 2019)
Tax Bill	$676 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jun 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`328-272-13`

Property Details

APN / Parcel Number

Primary APN	`328-272-13`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,112 sqft Living Area
1st Floor Area	1,112 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	L-Shape
Construction Type	Frame
Lot Area	5,252 sqft (0.121 acres)
Lot Dimensions	101 ft deep x 52 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Refrigeration

Location & Zoning

Street Address	973 E COMMERCE AVE
City	FRESNO
State	CA
Zip	93706-5542
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 TRACT NO 4401 ROYAL OAKS ESTATES II
Legal Subdivision	ROYAL OAKS ESTATES
Legal Tract	4401
Legal Lot Number	13
Jurisdiction	FRESNO CA
Township / Civil Division	FRESNO
Census Block Group	2
Census Block	2011
Census Tract	1000

Owner

Source: Fresno County records · APN 328-272-13

Assessment roll updated August 13, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	973 E COMMERCE AVE, FRESNO, CA 93706-5542
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2021	Deed of Trust, Mortgage · VA Mortgage MORTGAGE SOLUTIONS FCS INC
Jun 11, 2019	Grant Deed, Transfer NAVY FCU
Dec 31, 2018	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 11, 2019 · Amount on Record
Deed Sale	Jun 11, 2019 · Amount on Record
Prior Sale	Dec 31, 2018 · Amount on Record
Deed Document Number	201963764
Prior Transfer Date	Feb 06, 2015
Prior Transfer Doc	0000014923
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	973 E COMMERCE AVE, FRESNO, CA 93706-5542
Transaction Type	Mortgage
Record Updated	Dec 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	973 E COMMERCE AVE, FRESNO, CA 93706-5542

Mortgage

Document Number	0000202888
Date	Dec 13, 2021
Instrument	2021-0202888

Lender

Name	MORTGAGE SOLUTIONS FCS INC
Type	Non-Lending Institution
Address	WALNUT CREEK, CA 94598

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2052

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRESNO CA
Recording Date	Jun 11, 2019
Property Address	973 E COMMERCE AVE, FRESNO, CA 93706-5542
Document Number	0000063764
Instrument Date	Jun 01, 2019
Instrument	63764
Transaction Type	Transfer
Record Updated	Jun 28, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$225.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	973 E COMMERCE AVE FRESNO CA 937065542, FRESNO, CA 93706-5542

Mortgage

Document Number	63765
Date	Jun 11, 2019
Instrument	63765

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 10, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.12%

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRESNO CA
Recording Date	Dec 31, 2018
Property Address	973 E COMMERCE AVE, FRESNO, CA 93706-5542
Document Number	0000154701
Instrument Date	Dec 22, 2018
Instrument	154701
Transaction Type	Transfer
Record Updated	Jan 25, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$132.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Non-Declared Trust
Address	1055 N VAN NESS AVE #A FRESNO CA 937283457, A, FRESNO, CA 93728-3457

Tax Assessment & Valuation

Source: Fresno County records · Assessment roll updated August 13, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Fresno County
Municipality	Fresno City
Unified School District	Washington Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$233,250 (+2%) Land $34,133 Building $199,117
2025	$676.00 (-10.94%) Disabled Person's exemption Veteran's exemption	$228,677 (+4.04%) Land $33,464 Building $195,213
2023	$759.00 (-9.21%) Disabled Person's exemption Veteran's exemption	$219,799 Land $32,165 Building $187,634
2022	$836.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Fresno County (06019C), updated April 29, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 388 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
UnWired Broadband Holding	Fixed Wireless (unlicensed)	400 / 50
Verizon	Fixed Wireless	300 / 20
Cal.net	Fixed Wireless (licensed-by-rule)	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T, UnWired Broadband Holding. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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