992 Cass Dr, Franklin, IN 46131 Property Records

Johnson County property record for 992 Cass Dr, Franklin, IN 46131

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,490 sqft · built 2020
Lot Size	0.146 acres (6,360 sqft)
Owner	Individual Name on Record
Last Sale	$330,372 (Jul 2026)
Tax Bill	$5,290 (2025)
Deeds & Mortgages	Jul 2026 Mortgage May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-08-12-032-118.000-018`

Property Details

APN / Parcel Number

Primary APN	`41-08-12-032-118.000-018`
Alternative APN	`00001628319`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,490 sqft Living Area
1st Floor Area	1,490 sqft
Family Room	Family Room

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	6,360 sqft (0.146 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001628319
Street Address	992 CASS DR
City	FRANKLIN
State	IN
Zip	46131-6978
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HERITAGE SOUTH LOT 36 MP FRANKLIN COMMUNI
Legal Subdivision	HERITAGE SOUTH
Legal Lot Number	36
Jurisdiction	JOHNSON IN
Township / Civil Division	NEEDHAM
Census Block Group	1
Census Block	1037
Census Tract	611200

Owner

Source: Johnson County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	992 CASS DR, FRANKLIN, IN 46131-6978
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Warranty Deed, Transfer · Conventional Mortgage INDIANA UNIVERSITY CREDIT UNION
May 29, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage RUOFF MORTGAGE CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2026 · Amount on Record
Deed Sale	Jul 1, 2026 · Amount on Record
Prior Sale	May 29, 2020 · Amount on Record
Deed Document Number	202613606
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON IN
Recording Date	Jul 1, 2026
Property Address	992 CASS DR, FRANKLIN, IN 46131-6978
Document Number	0000013606
Instrument Date	Jun 29, 2026
Instrument	202613606
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	DENISE TITLE, DENALI TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	992 CASS DR, FRANKLIN, IN 46131-6978
Investor	Possibly a Property Investor

Mortgage

Document Number	0000013607,
Date	Jul 1, 2026
Instrument	202613607

Lender

Name	INDIANA UNIVERSITY CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON IN
Recording Date	May 29, 2020
Property Address	992 CASS DR, FRANKLIN, IN 46131-6978
Document Number	2020013276
Map Reference	IN 2019028000PCE
Instrument Date	May 22, 2020
Instrument	2020-013276
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 13, 2026
Title Company	ENTERPRISE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4031 N BANTA RD, BARGERSVILLE, IN 46106-8815

Mortgage

Document Number	2020013277
Date	May 29, 2020
Instrument	2020-013277

Lender

Name	RUOFF MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Johnson County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Johnson County
County Subdivision	Needham Township
Municipality	Franklin City
Unified School District	Franklin Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,290.00 (+14.11%)	$238,700 (+17.35%) Land $31,000 Building $207,700	$238,700 (+17.35%) Land $31,000 Building $207,700
2024	$4,636.00 (+2.2%)
2023	$4,536.00 (+9.67%)	$203,400 (+9.65%) Land $12,900 Building $190,500	$203,400 (+9.65%) Land $12,900 Building $190,500
2022	$4,136.00	$185,500 Land $12,900 Building $172,600	$185,500 Land $12,900 Building $172,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2013)
Most Recent Claim	Dec 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - JOHNSON COUNTY private · serves 86,813 people · EPA ID IN5241005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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