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9912 Montclair Cir, Apopka, FL 32703 Property Records

Seminole County property record for 9912 Montclair Cir, Apopka, FL 32703

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,202 sqft · built 1999
Lot Size0.357 acres (15,552 sqft)
OwnerIndividual Name on Record
Last Sale$740,000 (Aug 2024)
Tax Bill$5,295 (2025)
Deeds & MortgagesNov 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN20-21-29-521-0000-0010

Property Details

APN / Parcel Number

Primary APN20-21-29-521-0000-0010

Interior

Bedrooms5 Beds
Full Baths3 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area3,202 sqft Living Area
1st Floor Area2,800 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2009
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area15,552 sqft
Garage Area605 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area1 sqft
PorchPorch
Porch Area426 sqft
Patio Area264 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address9912 MONTCLAIR CIR
CityAPOPKA
StateFL
Zip32703-1969
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 1 MONTCLAIR PB 54 PBS 46 THRU 48
Legal Range29E
Legal Township21S
Legal Section20
Legal SubdivisionMONTCLAIR
Legal Tract521
Legal Lot Number1
JurisdictionSEMINOLE FL
Township / Civil DivisionCASSELBERRY-ALTAMONTE SPRINGS
Census Block Group3
Census Block3017
Census Tract21708

Owner

Source: Seminole County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address9912 MONTCLAIR CIR, APOPKA, FL 32703-1969
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 1, 2024 · Amount on Record
Deed SaleAug 1, 2024 · Amount on Record
Prior SaleNov 16, 2021 · Amount on Record
Deed Document Number2024069555
Deed Book / Page10671 / 1612
Record UpdatedJun 8, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEMINOLE FL
Recording DateNov 16, 2021
Property Address9912 MONTCLAIR CIR, APOPKA, FL 32703-1969
Document Number0100980292
Book / Page10098 / 292
Map ReferenceMB 54 PG 46&47
Instrument DateOct 27, 2021
Instrument2021150487
Transaction TypeTransfer
Record UpdatedNov 26, 2021
Title CompanyNEW BEGINNINGS TITLE CO LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$4,795.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9912 MONTCLAIR CIR, 9912, APOPKA, FL 32703-1969

Transferred To (Grantee/Buyer)

NameVerified Name
Address9912 MONTCLAIR CIR, APOPKA, FL 32703-1969

Mortgage

Document Number10098294
DateNov 16, 2021
Instrument10098/294
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2051

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,295.00 (-26.95%) Homeowner's exemption$415,885 (-25.15%)$586,731 (-0.02%) Land $110,000 Building $476,731
2023$7,248.00 (+2.39%) Homeowner's exemption$555,654 (+3%)$586,852 (+0.84%) Land $80,000 Building $506,852
2022$7,079.00 Homeowner's exemption$539,470$581,968 Land $80,000 Building $501,968

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE BRANTLEY (CONSEC)
serves 192 people · EPA ID FL3590685
Water SourceGroundwater
Last State InspectionJan 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Fiber		5,000 / 5,000
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: CenturyLink.

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