Seminole County property record for 9897 Montclair Cir, Apopka, FL 32703
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,176 sqft · built 2000 |
| Lot Size | 0.27 acres (11,745 sqft) |
| Owner | Company Name on File |
| Last Sale | $100 (Aug 2011) |
| Tax Bill | $3,713 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Aug 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-21-29-521-0000-0160 |
| Primary APN | 20-21-29-521-0000-0160 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,176 sqft Living Area |
| Gross Area | 3,786 sqft |
| 1st Floor Area | 2,800 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 11,745 sqft (0.27 acres) |
| Garage Type | Attached |
| Garage Area | 610 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
| Porch Area | 459 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 9897 MONTCLAIR CIR |
|---|---|
| City | APOPKA |
| State | FL |
| Zip | 32703-1968 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1AA |
| Legal Description | LOT 16 MONTCLAIR PB 54 PBS 46 THRU 48 |
| Legal Range | 29E |
| Legal Township | 21S |
| Legal Section | 20 |
| Legal Subdivision | MONTCLAIR |
| Legal Tract | 521 |
| Legal Lot Number | 16 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | CASSELBERRY-ALTAMONTE SPRINGS |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 21708 |
9897 Montclair Cir is owned by a company that acquired it in July 2021 and is owner-occupied.
Source: Seminole County records, as of December 29, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 9897 MONTCLAIR CIR, APOPKA, FL 32703-1968 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 3, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC |
| Aug 14, 2021 | Intrafamily Transfer, Transfer ORANGE COAST LENDER SERVICES |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 1, 2011 · Amount on File |
| Deed Sale | Aug 1, 2011 · Amount on File |
| Prior Sale | Mar 27, 2000 · Amount on File |
| Deed Book / Page | 7633 / 1202 |
| Last Transfer Date | Jul 19, 2021 |
| Transfer Doc | 0100140010 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Aug 3, 2021 |
| Property Address | 9897 MONTCLAIR CIR, APOPKA, FL 32703-1968 |
| Document Number | 0100040769 |
| Book / Page | 10004 / 769 |
| Map Reference | MB 54 PG 46-48 |
| Instrument Date | Jul 19, 2021 |
| Instrument | 2021102089 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2021 |
| Title Company | ORANGE COAST LENDER SERVICES LLC, ORANGE COAST LENDER SERVICES |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9897 MONTCLAIR CIR, APOPKA, FL 32703-1968 |
| Document Number | 10004771 |
|---|---|
| Date | Aug 3, 2021 |
| Instrument | 10004/771 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Aug 14, 2021 |
| Property Address | 9897 MONTCLAIR CIR, APOPKA, FL 32703-1968 |
| Document Number | 0100140010 |
| Book / Page | 10014 / 10 |
| Map Reference | MB 54 PG 46-48 |
| Instrument Date | Jul 19, 2021 |
| Instrument | 2021107428 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ORANGE COAST LENDER SERVICES |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 9897 MONTCLAIR CIR, APOPKA, FL 32703-1968 |
The 2025 property tax bill for 9897 Montclair Cir was $3,713 with a homeowner's exemption.
Source: Seminole County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,713.00 Homeowner's exemption | $282,339 | $495,801 Land $110,000 Building $385,801 |
| 2023 | $3,399.00 (+2.6%) Homeowner's exemption | $266,390 (+3%) | $509,354 (+0.87%) Land $80,000 Building $429,354 |
| 2022 | $3,313.00 Homeowner's exemption | $258,631 | $504,948 Land $80,000 Building $424,948 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9897 Montclair Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9897 Montclair Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE BRANTLEY (CONSEC) serves 192 people · EPA ID FL3590685 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CenturyLink.
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