9909 Montclair Cir, Apopka, FL 32703 Property Records

Seminole County property record for 9909 Montclair Cir, Apopka, FL 32703

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,176 sqft · built 1999
Lot Size	0.27 acres (11,745 sqft)
Owner	2 Individual Names on Record
Last Sale	$560,000 (May 2022)
Tax Bill	$7,195 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Dec 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-21-29-521-0000-0190`

Property Details

APN / Parcel Number

Primary APN	`20-21-29-521-0000-0190`
Alternative APN	`21292052100000190`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	3,176 sqft Living Area
Gross Area	3,786 sqft
1st Floor Area	2,800 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	11,745 sqft (0.27 acres)
Garage Type	Attached
Garage Area	610 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	459 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	9909 MONTCLAIR CIR
City	APOPKA
State	FL
Zip	32703-1968
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1AA
Legal Description	LOT 19 MONTCLAIR PB 54 PBS 46 THRU 48
Legal Range	29E
Legal Township	21S
Legal Section	20
Legal Subdivision	MONTCLAIR
Legal Tract	521
Legal Lot Number	19
Jurisdiction	SEMINOLE FL
Township / Civil Division	CASSELBERRY-ALTAMONTE SPRINGS
Census Block Group	3
Census Block	3018
Census Tract	21708

Owner

Source: Seminole County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2301 88TH AVE NE, CLYDE HILL, WA 98004-2404
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 9, 2022	Warranty Deed, Transfer · Conventional Mortgage RESICENTRAL LLC
Dec 20, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 24, 2018	Warranty Deed, Transfer · Conventional Mortgage ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2022 · Amount on Record
Deed Sale	May 9, 2022 · Amount on Record
Prior Sale	Aug 24, 2018 · Amount on Record
Deed Document Number	202255482
Deed Book / Page	10235 / 909
Prior Transfer Date	Dec 11, 2019
Prior Transfer Doc	0095040715
Record Updated	Jun 8, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	May 9, 2022
Property Address	9909 MONTCLAIR CIR, APOPKA, FL 32703-1968
Document Number	0102350909
Book / Page	10235 / 909
Map Reference	MB 54 PG 46-48
Instrument Date	Apr 28, 2022
Instrument	2022055482
Transaction Type	Transfer
Record Updated	May 19, 2022
Title Company	THE CLOSING BOUTIQUE LLC, THE CLOSING AGENT LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,920.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14100 HUNTING RD, 14100, MIDLOTHIAN, VA 23112

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2301 88TH AVE NE, CLYDE HILL, WA 98004-2404

Mortgage

Document Number	0010235911
Date	May 9, 2022
Instrument	10235/911

Lender

Name	RESICENTRAL LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SEMINOLE FL
Recording Date	Dec 20, 2019
Property Address	9909 MONTCLAIR CIR, APOPKA, FL 32703-1968
Document Number	0095040715
Book / Page	009504 / 000715
Instrument Date	Dec 11, 2019
Instrument	139137
Transaction Type	Transfer
Record Updated	Jan 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	14100 HUNTGATE WOODS RD MIDLOTHIAN VA 231124355, MIDLOTHIAN, VA 23112-4355

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Aug 24, 2018
Property Address	9909 MONTCLAIR CIR, APOPKA, FL 32703-1968
Document Number	0091990017
Book / Page	09199 / 0017
Map Reference	MB54 PG46-48
Instrument Date	Aug 23, 2018
Instrument	2018098175
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,621.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8612 GRAND ALBERATO RD, 8612, TAMPA, FL 33647-1907

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9909 MONTCLAIR CIR, APOPKA, FL 32703-1968

Mortgage

Document Number	0000000000
Date	Aug 24, 2018
Instrument	2018098176

Lender

Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,195.00 (+0.43%)	$496,069 (-2.62%) Land $110,000 Building $386,069	$496,069 (-2.62%) Land $110,000 Building $386,069
2023	$7,164.00 (+58.92%)	$509,407 (+46.49%)	$509,407 (+0.87%) Land $80,000 Building $429,407
2022	$4,508.00	$347,744	$505,026 Land $80,000 Building $425,026

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE BRANTLEY (CONSEC) serves 192 people · EPA ID FL3590685
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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