991 Stone St, Union City, CA 94587 Property Records

Alameda County property record for 991 Stone St, Union City, CA 94587

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,442 sqft · built 2004
Lot Size	0.103 acres (4,500 sqft)
Owner	Individual Name on Record
Last Sale	$1,460,000 (Nov 2021)
Tax Bill	$20,401 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Nov 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`486-102-34`

Property Details

APN / Parcel Number

Primary APN	`486-102-34`
Alternative APN	`486-0102-034-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,442 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	4,500 sqft (0.103 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	991 STONE ST
City	UNION CITY
State	CA
Zip	94587-3474
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00032 BLK: TR: 7310
Legal Tract	7310
Legal Lot Number	32
Jurisdiction	ALAMEDA CA
Township / Civil Division	FREMONT
Census Block Group	3
Census Block	3008
Census Tract	440200

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	991 STONE ST, UNION CITY, CA 94587-3474
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2021	Grant Deed, Transfer · Conventional Mortgage MUFG UNION BANK NA
Nov 25, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Apr 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
May 11, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 23, 2021 · Amount on Record
Deed Sale	Nov 23, 2021 · Amount on Record
Prior Sale	Oct 29, 2008
Deed Document Number	2021379557
Record Updated	Oct 29, 2026

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Nov 23, 2021
Property Address	991 STONE ST, UNION CITY, CA 94587-3474
Document Number	0000379557
Map Reference	MB 271 PG 75-78
Instrument Date	Nov 19, 2021
Instrument	2021379557
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	991 STONE ST, UNION CITY, CA 94587-3474

Mortgage

Document Number	0000379558
Date	Nov 23, 2021
Instrument	2021379558

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Type Change Date	Dec 1, 2028
Change Frequency	Quarterly
Min Rate At Change	2.75%
Max Rate At Change	8.37%
Index	Other
Max Rate	8.37%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	991 STONE ST, UNION CITY, CA 94587-3474
Document Number	0000036147
Instrument Date	Nov 25, 2019
Transaction Type	Mortgage
Record Updated	Apr 17, 2020
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	991 STONE ST UNION CITY CA 945873474, UNION CITY, CA 94587-3474

Mortgage

Document Number	0000036147
Date	Feb 11, 2020
Instrument	36147

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	991 STONE ST, UNION CITY, CA 94587-3474
Document Number	0000082019
Instrument Date	Apr 22, 2019
Transaction Type	Mortgage
Record Updated	May 23, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	991 STONE ST UNION CITY CA 945873474, UNION CITY, CA 94587-3474

Mortgage

Document Number	0000082019
Date	May 3, 2019
Instrument	82019

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 2, 2049

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	991 STONE ST, UNION CITY, CA 94587-3474
Document Number	0000115003
Instrument Date	May 11, 2017
Transaction Type	Mortgage
Record Updated	Aug 21, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	991 STONE ST UNION CITY CA 945873474, UNION CITY, CA 94587-3474

Mortgage

Document Number	0000115003
Date	May 25, 2017
Instrument	115003

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Union City
Unified School District	New Haven Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,573,332 (+1.55%) Land $474,099 Building $1,106,233
2025	$20,401.00 (+3.28%) Homeowner's exemption	$1,549,351 (+4.04%) Land $464,805 Building $1,084,546
2023	$19,753.00 Homeowner's exemption	$1,489,200 Land $446,760 Building $1,042,440	$1,390,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALAMEDA COUNTY WATER DISTRICT serves 344,000 people · EPA ID CA0110001
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 808 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Tekify Fiber & Wireless Fixed Wireless	1,000 / 1,000
RobinsonHSS Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks, Sail Internet, T-Mobile.

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