962 Stone St, Union City, CA 94587 Property Records

Alameda County property record for 962 Stone St, Union City, CA 94587

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,688 sqft · built 2004
Lot Size	0.103 acres (4,500 sqft)
Owner	Trust Name on File
Last Sale	$525,000 (Jun 2009)
Tax Bill	$9,379 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`486-102-45`

Property Details

APN / Parcel Number

Primary APN	`486-102-45`
Alternative APN	`486-0102-045-00`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,688 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	4,500 sqft (0.103 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	962 STONE ST
City	UNION CITY
State	CA
Zip	94587-3475
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00043 BLK: TR: 7310
Legal Tract	7310
Legal Lot Number	43
Jurisdiction	ALAMEDA CA
Township / Civil Division	FREMONT
Census Block Group	3
Census Block	3011
Census Tract	440200

Owner

962 Stone St is owner-occupied and held in a trust since March 2021.

Source: Alameda County records, as of August 5, 2026

Owner of Record	Trust Name on File
Mailing Address	962 STONE ST, UNION CITY, CA 94587-3475
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Mar 30, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Mar 30, 2021	Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY
Jul 31, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Jul 31, 2020	Quit Claim Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2009 · Amount on File
Deed Sale	Jun 3, 2009 · Amount on File
Prior Sale	Dec 24, 2007 · Amount on File
Deed Document Number	2009174949
Last Transfer Date	Mar 16, 2021
Transfer Doc	0000126434
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	962 STONE ST, UNION CITY, CA 94587-3475
Transaction Type	Mortgage
Record Updated	Mar 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	962 STONE ST, UNION CITY, CA 94587-3475

Mortgage

Document Number	0000032037
Date	Feb 10, 2022
Instrument	2022032037

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 1, 2037

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Mar 30, 2021
Property Address	962 STONE ST, UNION CITY, CA 94587-3475
Document Number	0000126434
Map Reference	MB 271 PG 75-78
Instrument Date	Mar 16, 2021
Instrument	2021126434
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	962 STONE ST, UNION CITY, CA 94587-3475

Mortgage

Document Number	0000126435
Date	Mar 30, 2021
Instrument	2021126435

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2041

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Mar 30, 2021
Property Address	962 STONE ST, UNION CITY, CA 94587-3475
Document Number	0000126436
Map Reference	MB 271 PG 75-78
Instrument Date	Mar 16, 2021
Instrument	2021126436
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	962 STONE ST, UNION CITY, CA 94587-3475

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Jul 31, 2020
Property Address	962 STONE ST, UNION CITY, CA 94587-3475
Document Number	0000184292
Map Reference	MB 271 PG 75-78
Instrument Date	Jul 24, 2020
Instrument	2020184292
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	962 STONE ST, UNION CITY, CA 94587-3475

Mortgage

Document Number	0000184293
Date	Jul 31, 2020
Instrument	2020184293

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2035

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jul 31, 2020
Property Address	962 STONE ST, UNION CITY, CA 94587-3475
Document Number	0000184294
Instrument Date	Jul 24, 2020
Instrument	184294
Transaction Type	Transfer
Record Updated	Sep 17, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	962 STONE ST UNION CITY CA 945873475, UNION CITY, CA 94587-3475

Tax Assessment & Valuation

The 2025 property tax bill for 962 Stone St was $9,379 with a homeowner's exemption.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Union City
Unified School District	New Haven Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$682,544 (+0.96%) Land $206,863 Building $482,681
2025	$9,379.00 Homeowner's exemption	$676,026 Land $202,808 Building $473,218
2023	$9,407.00 Homeowner's exemption	$649,781 Land $194,934 Building $454,847	$1,343,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 962 Stone St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 962 Stone St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALAMEDA COUNTY WATER DISTRICT serves 344,000 people · EPA ID CA0110001
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 808 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Tekify Fiber & Wireless Fixed Wireless	1,000 / 1,000
RobinsonHSS Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks, Sail Internet, T-Mobile.

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