1036 Stone St, Union City, CA 94587 Property Records

Alameda County property record for 1036 Stone St, Union City, CA 94587

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,442 sqft · built 2004
Lot Size	0.109 acres (4,725 sqft)
Owner	Individual Name on File
Last Sale	$736,000 (Oct 2004)
Tax Bill	$13,785 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`486-102-41`

Property Details

APN / Parcel Number

Primary APN	`486-102-41`
Alternative APN	`486-0102-041-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,442 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	4,725 sqft (0.109 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1036 STONE ST
City	UNION CITY
State	CA
Zip	94587-3475
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00039 BLK: TR: 7310
Legal Subdivision	TRACT 7310
Legal Tract	7310
Legal Lot Number	39
Jurisdiction	ALAMEDA CA
Township / Civil Division	FREMONT
Census Block Group	3
Census Block	3011
Census Tract	440200

Owner

1036 Stone St is owned and occupied by an individual who bought it in October 2004.

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1036 STONE ST, UNION CITY, CA 94587-3475
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2023	Deed of Trust, Mortgage · Line of Credit EAST WEST BANK
Sep 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Jul 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2004 · Amount on File
Deed Sale	Oct 29, 2004 · Amount on File
Deed Document Number	2004485490
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	1036 STONE ST, UNION CITY, CA 94587-3475
Transaction Type	Mortgage
Record Updated	Apr 17, 2023
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1036 STONE ST, UNION CITY, CA 94587-3475

Mortgage

Document Number	0000031657
Date	Mar 17, 2023
Instrument	2023031657

Lender

Name	EAST WEST BANK
Type	Bank
Address	EL MONTE, CA 91731

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 7, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	1036 STONE ST, UNION CITY, CA 94587-3475
Transaction Type	Mortgage
Record Updated	Oct 12, 2021
Title Company	ORABGE COAST TITLE, ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1036 STONE ST, UNION CITY, CA 94587-3475

Mortgage

Document Number	0000320103
Date	Sep 24, 2021
Instrument	2021320103

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	1036 STONE ST, UNION CITY, CA 94587-3475
Document Number	0000153387
Instrument Date	Jul 27, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018
Title Company	AMROCK TITLE CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1036 STONE ST UNION CITY CA 945873475, UNION CITY, CA 94587-3475

Mortgage

Document Number	0000153387
Date	Aug 6, 2018
Instrument	153387

Lender

Name	JPMORGAN CHASE BK NA
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 5, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1036 Stone St was $13,785 with a homeowner's exemption.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Union City
Unified School District	New Haven Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,038,622 (+1.32%) Land $314,184 Building $731,438
2025	$13,785.00 Homeowner's exemption	$1,025,124 Land $308,025 Building $717,099
2023	$13,543.00 Homeowner's exemption	$985,327 Land $296,067 Building $689,260	$1,321,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1036 Stone St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1036 Stone St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALAMEDA COUNTY WATER DISTRICT serves 344,000 people · EPA ID CA0110001
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 808 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Tekify Fiber & Wireless Fixed Wireless	1,000 / 1,000
RobinsonHSS Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks, Sail Internet, T-Mobile.

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