Bergen County and Oradell Borough property record for 991 Phyllis Ln, Oradell, NJ 07649
| Property Type | Single Family Home |
|---|---|
| Details | 3,388 sqft · built 1956 |
| Lot Size | 0.31 acres (13,499 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $570,000 (Sep 2014) |
| Tax Bill | $23,857 (2025) |
| Deeds & Mortgages | Jan 2024 Line of Credit May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 44-00606-0000-00002 |
| Primary APN | 44-00606-0000-00002 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,388 sqft Living Area |
| 1st Floor Area | 3,388 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Lot Area | 13,499 sqft (0.31 acres) |
| Lot Dimensions | 135 ft deep x 100 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 260600 |
|---|---|
| Street Address | 991 PHYLLIS LN |
| City | ORADELL |
| State | NJ |
| Zip | 07649-1345 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 100X135 |
| Legal Subdivision | ORADELL FOREST SEC TWO |
| Legal Block | 606 |
| Legal Lot Number | 2 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | ORADELL |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 40001 |
Source: Bergen County and Oradell Borough records, as of June 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 991 PHYLLIS LN, ORADELL, NJ 07649-1345 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jan 5, 2024 | Intrafamily Transfer, Transfer · Line of Credit LENDAGE LLC |
| May 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ENVOY MORTGAGE LTD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 24, 2014 · Amount on Record |
| Deed Sale | Sep 24, 2014 · Amount on Record |
| Prior Sale | Nov 7, 1996 · Amount on Record |
| Deed Book / Page | 1757 / 899 |
| Last Transfer Date | Nov 6, 2023 |
| Transfer Doc | 0051521845 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jan 5, 2024 |
| Property Address | 991 PHYLLIS LN, ORADELL, NJ 07649-1345 |
| Document Number | 0051521845 |
| Book / Page | 5152 / 1845 |
| Instrument Date | Nov 6, 2023 |
| Instrument | 2024000855 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2024 |
| Title Company | SERVICELINK |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 991 PHYLLIS LN, ORADELL, NJ 07649-1345 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 991 PHYLLIS LN, ORADELL, NJ 07649-1345 |
| Document Number | 2024000856 |
|---|---|
| Date | Jan 5, 2024 |
| Instrument | 2024000856 |
| Name | LENDAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Dec 1, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 991 PHYLLIS LN, ORADELL, NJ 07649-1345 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | WFG NATIONAL TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0036021431 |
|---|---|
| Date | May 20, 2020 |
| Book Page | 3602/1431 |
| Instrument | 20-050372 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77043 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
Source: Bergen County and Oradell Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Oradell Borough |
| Elementary School District | Oradell Borough School District (KG - 06) |
| Secondary School District | River Dell Regional School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,096,200 (+5.45%) Land $530,500 Building $565,700 | $1,096,200 (+5.45%) Land $530,500 Building $565,700 | |
| 2025 | $23,857.00 (+5.73%) | $1,039,500 (+23.54%) Land $491,000 Building $548,500 | $1,039,500 (+23.54%) Land $491,000 Building $548,500 |
| 2024 | $22,565.00 (+5.13%) | ||
| 2023 | $841,400 (+4.82%) Land $342,100 Building $499,300 | $841,400 (+4.82%) Land $342,100 Building $499,300 | |
| 2022 | $21,464.00 (+0.53%) | $802,700 Land $329,100 Building $473,600 | $802,700 Land $329,100 Building $473,600 |
| 2021 | $21,350.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (1999–2023) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | May 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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