Bergen County and Oradell Borough property record for 972 Phyllis Ln, Oradell, NJ 07649
| Property Type | Single Family Home |
|---|---|
| Details | 3,180 sqft · built 1957 |
| Lot Size | 0.282 acres (12,284 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $21,702 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 44-00605-0000-00012 |
| Primary APN | 44-00605-0000-00012 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,180 sqft Living Area |
| 1st Floor Area | 3,180 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Lot Area | 12,284 sqft (0.282 acres) |
| Lot Dimensions | 117 ft deep x 105 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 260000 |
|---|---|
| Street Address | 972 PHYLLIS LN |
| City | ORADELL |
| State | NJ |
| Zip | 07649-1318 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 105X117 |
| Legal Subdivision | ORADELL FOREST SEC 2 |
| Legal Block | 605 |
| Legal Lot Number | 12 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | ORADELL |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 40001 |
Source: Bergen County and Oradell Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 972 PHYLLIS LN, ORADELL, NJ 07649-1318 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Bergen County and Oradell Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Oradell Borough |
| Elementary School District | Oradell Borough School District (KG - 06) |
| Secondary School District | River Dell Regional School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $996,700 (+5.4%) Land $521,100 Building $475,600 | $996,700 (+5.4%) Land $521,100 Building $475,600 | |
| 2025 | $21,702.00 (+7.92%) Veteran's exemption | $945,600 (+27.01%) Land $484,000 Building $461,600 | $945,600 (+27.01%) Land $484,000 Building $461,600 |
| 2024 | $20,110.00 (+7.26%) | ||
| 2023 | $744,500 Land $336,500 Building $408,000 | $744,500 Land $336,500 Building $408,000 | |
| 2022 | $18,748.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (1999–2023) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | May 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures