Bergen County and Oradell Borough property record for 983 Phyllis Ln, Oradell, NJ 07649
| Property Type | Single Family Home |
|---|---|
| Details | 2,282 sqft · built 1957 |
| Lot Size | 0.31 acres (13,499 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,050,000 (Sep 2024) |
| Tax Bill | $21,587 (2025) |
| Deeds & Mortgages | Sep 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 44-00606-0000-00003 |
| Primary APN | 44-00606-0000-00003 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,282 sqft Living Area |
| 1st Floor Area | 2,282 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Split Level |
| Construction Type | Frame |
| Lot Area | 13,499 sqft (0.31 acres) |
| Lot Dimensions | 135 ft deep x 100 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 260700 |
|---|---|
| Street Address | 983 PHYLLIS LN |
| City | ORADELL |
| State | NJ |
| Zip | 07649-1345 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 100X135 |
| Legal Subdivision | ORADELL FOREST SEC 2 |
| Legal Block | 606 |
| Legal Lot Number | 3 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | ORADELL |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 40001 |
983 Phyllis Ln is owned by two individuals who bought it in September 2024.
Source: Bergen County and Oradell Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 111 GREENWAY ST, HAMDEN, CT 06517-1334 |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 13, 2024 · Amount on File |
| Deed Sale | Sep 13, 2024 · Amount on File |
| Prior Sale | Jul 27, 2004 · Amount on File |
| Deed Document Number | 202454892 |
| Deed Book / Page | 5321 / 567 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 983 PHYLLIS LN, ORADELL, NJ 07649-1345 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0027132090 |
|---|---|
| Date | Sep 6, 2017 |
| Book Page | 02713/2090 |
| Instrument | 17-066429 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 5, 2047 |
The 2025 property tax bill for 983 Phyllis Ln was $21,587, up 14.4% from the year before.
Source: Bergen County and Oradell Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Oradell Borough |
| Elementary School District | Oradell Borough School District (KG - 06) |
| Secondary School District | River Dell Regional School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $993,700 (+5.65%) Land $530,500 Building $463,200 | $993,700 (+5.65%) Land $530,500 Building $463,200 | |
| 2025 | $21,587.00 (+14.37%) | $940,600 (+35.65%) Land $491,000 Building $449,600 | $940,600 (+35.65%) Land $491,000 Building $449,600 |
| 2024 | $18,874.00 (+2.51%) | $693,400 (+0.48%) Land $343,500 Building $349,900 | $693,400 (+0.48%) Land $343,500 Building $349,900 |
| 2023 | $18,411.00 (+4.66%) | $690,100 Land $342,100 Building $348,000 | $690,100 Land $342,100 Building $348,000 |
| 2022 | $17,592.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 983 Phyllis Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (1999–2023) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | May 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 983 Phyllis Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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