9909 Elys Ford Rd, Fredericksburg, VA 22407 Property Records

Spotsylvania County property record for 9909 Elys Ford Rd, Fredericksburg, VA 22407

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,208 sqft
Lot Size	3.12 acres (135,907 sqft)
Owner	Company Name on Record
Last Sale	$575,000 (Nov 2005)
Tax Bill	$2,676 (2026)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4-4-2R`

Property Details

APN / Parcel Number

Primary APN	`4-4-2R`
Alternative APNs	`004-4-2R` `04-4-2R`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,208 sqft Finished Area

Exterior

Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	135,907 sqft (3.12 acres)

Exterior Amenities

Porch	Slab
Porch Area	802 sqft
Deck Area	503 sqft
Patio Area	680 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	9909 ELYS FORD RD
City	FREDERICKSBURG
State	VA
Zip	22407-9654
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU - RURAL
Legal Description	ELEYS RD PARCEL 2R
Legal Subdivision	E.T. BLANKENBAKER TRACT
Jurisdiction	SPOTSYLVANIA VA
Township / Civil Division	CHANCELLOR
Census Block Group	2
Census Block	2008
Census Tract	20105

Owner

Source: Spotsylvania County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	9201 ELYS FORD RD, FREDERICKSBURG, VA 22407-9661
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2005 · Amount on Record
Deed Sale	Nov 14, 2005 · Amount on Record
Deed Document Number	200548222
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOTSYLVANIA VA
Property Address	9909 ELYS FORD RD, FREDERICKSBURG, VA 22407-9654
Document Number	202000022205
Instrument Date	Sep 24, 2020
Transaction Type	Mortgage
Record Updated	Oct 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9909 ELYS FORD RD FREDERICKSBURG VA 224079654, FREDERICKSBURG, VA 22407-9654

Mortgage

Document Number	202000022205
Date	Sep 25, 2020
Instrument	22205

Lender

Name	COMMUNITY BK/THE CHESAPEAKE

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Spotsylvania County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Spotsylvania County
Unified School District	Spotsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,676.00 (+30.16%)	$363,000 (+29.6%) Land $158,600 Building $204,400
2025	$2,056.00 (+15.51%)	$280,100 (+21.41%) Land $128,300 Building $151,800	$363,000 (+29.6%) Land $158,600 Building $204,400
2024			$280,100 (+21.41%) Land $128,300 Building $151,800
2023	$1,780.00	$230,700 Land $98,000 Building $132,700	$230,700 Land $98,000 Building $132,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2009–2015)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Virginia Broadband.

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