9901 Elys Ford Rd, Fredericksburg, VA 22407 Property Records

Spotsylvania County property record for 9901 Elys Ford Rd, Fredericksburg, VA 22407

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,313 sqft · built 2016
Lot Size	7.63 acres (332,363 sqft)
Owner	Individual Name on Record
Last Sale	$387,119 (Mar 2016)
Tax Bill	$5,330 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit May 2023 Transfer + 6 more
Flood Zone	Zone X (minimal risk)
APN	`4-A-42`

Property Details

APN / Parcel Number

Primary APN	`4-A-42`
Alternative APNs	`004-A-42` `04-A-42`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,313 sqft Finished Area
Basement Area	2,313 sqft
Unfinished Basement	2,313 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	332,363 sqft (7.63 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	2,040 sqft
Deck Area	230 sqft
Patio Area	230 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	9901 ELYS FORD RD
City	FREDERICKSBURG
State	VA
Zip	22407-9654
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU - RURAL
Legal Description	ELEYS RD
Jurisdiction	SPOTSYLVANIA VA
Township / Civil Division	CHANCELLOR
Census Block Group	2
Census Block	2008
Census Tract	20105

Owner

Source: Spotsylvania County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9901 ELYS FORD RD, FREDERICKSBURG, VA 22407-9654
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2026	Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION
May 2, 2023	Transfer on Death Deed, Transfer
May 1, 2023	Intrafamily Transfer, Transfer
May 5, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION
Mar 23, 2020	Deed of Trust, Mortgage · Line of Credit NSWC FCU
Dec 20, 2019	Deed of Trust, Mortgage · VA Mortgage INTEGRITY HM MTG
Jun 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage NSWC FCU
Feb 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage US FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 14, 2016 · Amount on Record
Deed Sale	Mar 14, 2016 · Amount on Record
Prior Sale	Jul 23, 2015 · Amount on Record
Deed Document Number	20163678
Last Transfer Date	May 2, 2023
Transfer Doc	0000005635
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOTSYLVANIA VA
Recording Date	Sep 9, 2026
Property Address	9901 ELYS FORD RD, FREDERICKSBURG, VA 22407-9654
Document Number	0000014697
Instrument Date	Sep 4, 2026
Instrument	202614697
Transaction Type	Mortgage
Record Updated	Sep 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9901 ELYS FORD RD, FREDERICKSBURG, VA 22407-9654

Mortgage

Document Number	0000014697,
Date	Sep 9, 2026
Instrument	202614697

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 28, 2046

Interest

Rate Type	Adjustable Rate
Rate	5.49%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	SPOTSYLVANIA VA
Recording Date	May 2, 2023
Property Address	9901 ELYS FORD RD, FREDERICKSBURG, VA 22407-9654
Document Number	0230005635
Instrument Date	May 2, 2023
Instrument	230005635
Transaction Type	Transfer
Record Updated	May 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SPOTSYLVANIA VA
Recording Date	May 1, 2023
Property Address	9901 ELYS FORD RD, FREDERICKSBURG, VA 22407-9654
Document Number	0230005536
Instrument Date	Feb 1, 2023
Instrument	230005536
Transaction Type	Transfer
Record Updated	May 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9901 ELYS FORD RD, FREDERICKSBURG, VA 22407-9654

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOTSYLVANIA VA
Property Address	9901 ELYS FORD RD, FREDERICKSBURG, VA 22407-9654
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220009807
Date	May 5, 2022
Instrument	220009807

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

Interest

Rate Type	Fixed Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOTSYLVANIA VA
Property Address	9901 ELYS FORD RD, FREDERICKSBURG, VA 22407-9654
Document Number	202000006682
Instrument Date	Mar 23, 2020
Transaction Type	Mortgage
Record Updated	Apr 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9901 ELYS FORD RD FREDERICKSBURG VA 224079654, FREDERICKSBURG, VA 22407-9654

Mortgage

Document Number	202000006682
Date	Apr 3, 2020
Instrument	6682

Lender

Name	NSWC FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 2, 2040

Interest

Rate Type	Adjustable Rate

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOTSYLVANIA VA
Property Address	9901 ELYS FORD RD, FREDERICKSBURG, VA 22407-9654
Document Number	202000000123
Instrument Date	Dec 20, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9901 ELYS FORD RD FREDERICKSBURG VA 224079654, FREDERICKSBURG, VA 22407-9654

Mortgage

Document Number	202000000123
Date	Jan 2, 2020
Instrument	123

Lender

Name	INTEGRITY HM MTG
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

Interest

Rate Type	Fixed Rate

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOTSYLVANIA VA
Property Address	9901 ELYS FORD RD, FREDERICKSBURG, VA 22407-9654
Document Number	201700011576
Instrument Date	Jun 23, 2017
Transaction Type	Mortgage
Record Updated	Jul 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700011576
Date	Jun 29, 2017
Instrument	11576

Lender

Name	NSWC FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 28, 2032

Interest

Rate Type	Fixed Rate

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOTSYLVANIA VA
Property Address	9901 ELYS FORD RD, FREDERICKSBURG, VA 22407-9654
Document Number	201700003285
Instrument Date	Feb 14, 2017
Transaction Type	Mortgage
Record Updated	Mar 6, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9901 ELYS FORD RD FREDERICKSBURG VA 224079654, FREDERICKSBURG, VA 22407-9654

Mortgage

Document Number	201700003285
Date	Feb 27, 2017
Instrument	3285

Lender

Name	US FCU
Type	Credit Union
Address	WASHINGTON, DC 20013

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 26, 2027

Tax Assessment & Valuation

Source: Spotsylvania County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Spotsylvania County
Unified School District	Spotsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,330.00 (+27.97%)	$723,000 (+33.94%) Land $218,800 Building $504,200
2025			$723,000 (+33.94%) Land $218,800 Building $504,200
2023	$4,165.00	$539,800 Land $135,900 Building $403,900	$539,800 Land $135,900 Building $403,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2009–2015)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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