9907 Elys Ford Rd, Fredericksburg, VA 22407 Property Records

Spotsylvania County property record for 9907 Elys Ford Rd, Fredericksburg, VA 22407

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,804 sqft · built 2022
Lot Size	3.06 acres (133,294 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (Aug 2021)
Tax Bill	$7,082 (2026)
Deeds & Mortgages	Aug 2021 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`4-4-2R1`

Property Details

APN / Parcel Number

Primary APN	`4-4-2R1`
Alternative APNs	`004-4-2R1` `04-4-2R`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,804 sqft Finished Area
Basement Area	1,892 sqft
Unfinished Basement	1,041 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	133,294 sqft (3.06 acres)
Garage Type	Attached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	339 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	9907 ELYS FORD RD
City	FREDERICKSBURG
State	VA
Zip	22407-9654
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU - RURAL
Legal Description	ELEYS RD LOT 1 OF PARCEL 2R
Legal Subdivision	E.T. BLANKENBAKER TRACT
Legal Lot Number	1
Jurisdiction	SPOTSYLVANIA VA
Township / Civil Division	CHANCELLOR
Census Block Group	2
Census Block	2008
Census Tract	20105

Owner

Source: Spotsylvania County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9907 ELYS FORD RD, FREDERICKSBURG, VA 22407-9654
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2021 · Amount on Record
Deed Sale	Aug 18, 2021 · Amount on Record
Deed Document Number	202125042
Record Updated	Sep 20, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOTSYLVANIA VA
Recording Date	Aug 18, 2021
Property Address	9907 ELYS FORD RD, FREDERICKSBURG, VA 22407-9654
Document Number	0210025042
Instrument Date	Aug 13, 2021
Instrument	210025042
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	GUARANTY TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1521 BOYD POINTE WAY, VIENNA, VA 22182-7535

Mortgage

Document Number	0210025045
Date	Aug 18, 2021
Instrument	210025045

Lender

Name	ASSURANCE FINANCIAL GROUP LLC

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	385 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Spotsylvania County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Spotsylvania County
Unified School District	Spotsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,082.00 (+3.78%)	$960,600 (+3.36%) Land $142,000 Building $818,600
2025	$6,824.00 (+22.56%)	$929,400 (+28.8%) Land $114,900 Building $814,500	$960,600 (+3.36%) Land $142,000 Building $818,600
2024			$929,400 (+28.8%) Land $114,900 Building $814,500
2023	$5,568.00	$721,600 Land $87,800 Building $633,800	$721,600 Land $87,800 Building $633,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2009–2015)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Virginia Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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