990 W Deerpath, Lake Forest, IL 60045 Property Records

Lake County property record for 990 W Deerpath, Lake Forest, IL 60045

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,893 sqft · built 1987
Lot Size	0.463 acres (20,168 sqft)
Owner	Individual Name on Record
Last Sale	$530,000 (Mar 2020)
Tax Bill	$13,106 (2024)
Deeds & Mortgages	Aug 2022 Line of Credit Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-31-215-009`

Property Details

APN / Parcel Number

Primary APN	`12-31-215-009`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	3,893 sqft Living Area
Gross Area	5,184 sqft
1st Floor Area	1,904 sqft
Upper Floors Area	1,108 sqft
Basement Area	1,512 sqft
Finished Basement	881 sqft
Unfinished Basement	631 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Lot Area	20,168 sqft (0.463 acres)
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	990 W DEERPATH
City	LAKE FOREST
State	IL
Zip	60045-1617
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEERPATH HILL ESTATES 1ST ADD; LOT 4 (EX PT TKN FOR WAUKEGAN RD PER 84ED25)
Legal Subdivision	DEERPATH HILL ESTATES 1ST ADD
Legal Lot Number	4
Jurisdiction	LAKE IL
Township / Civil Division	SHIELDS
Census Block Group	2
Census Block	2017
Census Tract	863500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Deerpath Hill Estates Historic District listed 2006 · 49 contributing resources · NRIS 06000676

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	990 W DEERPATH, LAKE FOREST, IL 60045-1617
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2022	Deed of Trust, Mortgage · Line of Credit ABBOTT LABORATORIES EMPLOYEES CU
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Mar 17, 2020	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 17, 2020 · Amount on Record
Deed Sale	Mar 17, 2020 · Amount on Record
Deed Document Number	20207642058
Prior Transfer Date	Jan 4, 2014
Prior Transfer Doc	0007075544
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	990 W DEERPATH, LAKE FOREST, IL 60045-1617
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007928184
Date	Aug 23, 2022
Instrument	7928184

Lender

Name	ABBOTT LABORATORIES EMPLOYEES CU
Type	Credit Union
Address	GURNEE, IL 60031

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Aug 22, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	990 W DEERPATH, LAKE FOREST, IL 60045-1617
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007721156
Date	Nov 30, 2020
Instrument	7721156

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Mar 17, 2020
Property Address	990 W DEERPATH, LAKE FOREST, IL 60045-1617
Document Number	0007642058
Map Reference	DOC 314553
Instrument Date	Mar 5, 2020
Instrument	7642058
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	CT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$530.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	990 W DEERPATH, LAKE FOREST, IL 60045-1617

Mortgage

Document Number	0007642059
Date	Mar 17, 2020
Instrument	7642059

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Shields Township
Municipality	Lake Forest City
Elementary School District	Lake Forest School District 67 (PK - 08)
Secondary School District	Lake Forest Community High School District 115 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$254,265 (+33.76%) Land $84,291 Building $169,974	$762,871 (+33.76%) Land $252,898 Building $509,973
2024	$13,106.00 (+19.03%)
2023	$11,011.00 (+2.89%)	$190,092 (+0.92%) Land $63,017 Building $127,075	$570,333 (+0.92%) Land $189,070 Building $381,263
2022	$10,702.00	$188,360 Land $62,443 Building $125,917	$565,137 Land $187,348 Building $377,789

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	6 (1982–2017)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jul 2017 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Sep 1986 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE FOREST serves 19,642 people · EPA ID IL0970800
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	21 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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