Lake County property record for 985 W Deerpath, Lake Forest, IL 60045
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,960 sqft · built 1956 |
| Lot Size | 0.431 acres (18,779 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $625,000 (Feb 2026) |
| Tax Bill | $8,620 (2024) |
| Deeds & Mortgages | Feb 2026 Sale & Mortgage Sep 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-31-402-007 |
| Primary APN | 12-31-402-007 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,960 sqft Living Area |
| Gross Area | 3,468 sqft |
| 1st Floor Area | 1,960 sqft |
| Basement Area | 980 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 18,779 sqft (0.431 acres) |
| Lot Dimensions | 146 ft deep x 129 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 985 W DEERPATH |
|---|---|
| City | LAKE FOREST |
| State | IL |
| Zip | 60045-1616 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DEERPATH HILL ESTATES; LT 1(EX PT TKN FOR HWY 43 PER 84ED24) LOT 1 |
| Legal Subdivision | DEERPATH HILL ESTATES |
| Legal Lot Number | 1 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | SHIELDS |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 863500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Deerpath Hill Estates Historic District listed 2006 · 49 contributing resources · NRIS 06000676 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Lake County records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 985 W DEERPATH, LAKE FOREST, IL 60045-1616 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 20, 2026 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Sep 3, 2019 | Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 20, 2026 · Amount on Record |
| Deed Sale | Feb 20, 2026 · Amount on Record |
| Prior Sale | Aug 9, 2013 · Amount on Record |
| Deed Document Number | 20268152445 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Feb 20, 2026 |
| Property Address | 985 W DEERPATH, LAKE FOREST, IL 60045-1616 |
| Document Number | 0008152445 |
| Map Reference | MB Q PG 62&63 |
| Instrument Date | Jan 7, 2026 |
| Instrument | 8152445 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2026 |
| Title Company | BURNETT TITLE, BURNET TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $625.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 985 W DEERPATH, LAKE FOREST, IL 60045-1616 |
| Document Number | 0008152446 |
|---|---|
| Date | Feb 20, 2026 |
| Instrument | 8152446 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2056 |
| Rate | 6.5% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 985 W DEERPATH, LAKE FOREST, IL 60045-1616 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Title Company | RAVENSWOOD TITLE COMPANY LLC |
| Name | Verified Name |
|---|
| Document Number | 0007588974 |
|---|---|
| Date | Sep 3, 2019 |
| Instrument | 7588974 |
| Name | NEWREZ LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | PLYMOUTH MEETING, PA 19462 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 1, 2034 |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Shields Township |
| Municipality | Lake Forest City |
| Elementary School District | Lake Forest School District 67 (PK - 08) |
| Secondary School District | Lake Forest Community High School District 115 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $157,819 (+3.79%) Land $73,266 Building $84,553 | $473,504 (+3.79%) Land $219,820 Building $253,684 | |
| 2024 | $8,620.00 (+10.81%) | $152,056 (+8.48%) Land $70,591 Building $81,465 | $456,213 (+8.48%) Land $211,794 Building $244,419 |
| 2023 | $7,779.00 (+2.88%) | $140,170 (+3.95%) Land $65,073 Building $75,097 | $420,553 (+3.95%) Land $195,239 Building $225,314 |
| 2022 | $7,561.00 | $134,847 Land $62,602 Building $72,245 | $404,582 Land $187,825 Building $216,757 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 6 (1982–2017) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Jul 2017 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE FOREST serves 19,642 people · EPA ID IL0970800 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 21 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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