971 W Deerpath, Lake Forest, IL 60045 Property Records

Lake County property record for 971 W Deerpath, Lake Forest, IL 60045 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 4,166 sqft · built 1978
Lot Size	0.387 acres (16,836 sqft)
Owner	Individual Name on File
Last Sale	$700,000 (Aug 2016)
Tax Bill	$14,937 (2024)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-31-402-005`

Property Details

APN / Parcel Number

Primary APN	`12-31-402-005`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,166 sqft Living Area
Gross Area	5,141 sqft
1st Floor Area	1,866 sqft
Upper Floors Area	1,100 sqft
Basement Area	1,600 sqft
Finished Basement	1,200 sqft
Unfinished Basement	400 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	16,836 sqft (0.387 acres)
Garage Type	Attached
Garage Area	575 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	971 W DEERPATH
City	LAKE FOREST
State	IL
Zip	60045-1616
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEERPATH HILL ESTATES LOT 2
Legal Subdivision	DEERPATH HILL ESTATES
Legal Lot Number	2
Jurisdiction	LAKE IL
Township / Civil Division	SHIELDS
Census Block Group	2
Census Block	2016
Census Tract	863500

Owner

Source: Lake County records · APN 12-31-402-005

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	971 W DEERPATH, LAKE FOREST, IL 60045-1616
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 09, 2016 · Amount on Record
Deed Sale	Aug 09, 2016 · Amount on Record
Prior Sale	Jan 23, 1996
Deed Document Number	20167316965
Record Updated	Jun 08, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	971 W DEERPATH, LAKE FOREST, IL 60045-1616
Transaction Type	Mortgage
Record Updated	Feb 09, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007731292
Date	Dec 23, 2020
Instrument	7731292

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2051

Interest

Rate Type	Fixed Rate
Rate	2.99%

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Shields Township
Municipality	Lake Forest City
Elementary School District	Lake Forest School District 67 (PK - 08)
Secondary School District	Lake Forest Community High School District 115 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$288,854 (+33.76%) Land $81,175 Building $207,679	$866,648 (+33.76%) Land $243,549 Building $623,099
2024	$14,937.00 (+18.94%)
2023	$12,558.00 (+2.88%)	$215,952 (+0.92%) Land $60,688 Building $155,264	$647,921 (+0.92%) Land $182,082 Building $465,839
2022	$12,207.00	$213,984 Land $60,135 Building $153,849	$642,016 Land $180,423 Building $461,593

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (17097C), updated February 20, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170978635002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 9 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force 8 of 9 on primary residences
Nearby Flood Claims	6 (1982–2017)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jul 2017, rainfall accumulation
Flood Events	Severe Storms & Flooding (Sep 1986), 3 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 71% of Illinois
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Deerpath Hill Estates Historic District listed 2006 · 49 contributing resources · NRIS 06000676

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.