990 Ramsgate Dr SW, Concord, NC 28025 Property Records

Cabarrus County property record for 990 Ramsgate Dr SW, Concord, NC 28025

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 1,968 sqft · built 2006
Lot Size	0.1 acres (4,356 sqft)
Owner	Company Name on Record
Last Sale	$180,500 (Sep 2019)
Tax Bill	$2,326 (2023)
Deeds & Mortgages	Jun 2020 Sale Aug 2019 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11045F0134.000000`

Property Details

APN / Parcel Number

Primary APN	`11045F0134.000000`
Alternative APNs	`5538 39 8458` `138132`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,968 sqft Living Area
Gross Area	2,432 sqft
1st Floor Area	972 sqft
Upper Floors Area	996 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2008
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	100 ft deep x 45 ft wide
Garage Type	Mixed
Garage Area	324 sqft
Driveway	Concrete Driveway
Driveway Area	576 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	40 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	138132
Street Address	990 RAMSGATE DR SW
City	CONCORD
State	NC
Zip	28025-9222
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-2
Legal Description	LT 134 RAMSGATE
Legal Subdivision	RAMSGATE
Legal Lot Number	134
Jurisdiction	CABARRUS NC
Township / Civil Division	11, CENTRAL CABARRUS
Census Block Group	5
Census Block	5018
Census Tract	40501

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 31236, SALT LAKE CITY, UT 84131-0236
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2020	Special Warranty Deed, Transfer
Aug 29, 2019	Grant Deed, Mortgage · Line of Credit NRP MTG TR I
Sep 20, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2019 · Amount on Record
Deed Sale	Sep 20, 2019 · Amount on Record
Prior Sale	Aug 29, 2019 · Amount on Record
Deed Book / Page	13731 / 115
Prior Transfer Date	Aug 6, 2019
Prior Transfer Doc	13731115
Record Updated	Oct 29, 2026

June 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Jun 5, 2020
Property Address	990 RAMSGATE DR SW, CONCORD, NC 28025-9222
Document Number	0001422948
Book / Page	14229 / 48
Map Reference	MB 30 PG 62
Instrument Date	Jun 4, 2020
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 4090, SCOTTSDALE, AZ 85261-4090

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 4090, SCOTTSDALE, AZ 85261-4090
Investor	Possibly a Property Investor

August 2019: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	CABARRUS NC
Recording Date	Aug 29, 2019
Property Address	990 RAMSGATE DR SW, CONCORD, NC 28025-9222
Document Number	1369013
Book / Page	013690 / 000013
Instrument Date	Aug 28, 2019
Instrument	22970
Transaction Type	Mortgage
Record Updated	Sep 12, 2019
Title Company	OS NATIONAL LLC, OS NAT'L LLC

Transaction

Amount	Amount Recorded
Tax	$381.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	405 HOWARD ST #550 SAN FRANCISCO CA 941052999, 550, SAN FRANCISCO, CA 94105-2999
Investor	Possibly a Property Investor

Mortgage

Document Number	1369015
Date	Aug 29, 2019
Book Page	013690/000015
Instrument	22971

Lender

Name	NRP MTG TR I
Address	500 DELAWARE AVE # 11TH, WILMINGTON, DE 19801-1490

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Sep 20, 2019
Property Address	990 RAMSGATE DR SW, CONCORD, NC 28025-9222
Document Number	13731115
Book / Page	013731 / 000115
Instrument Date	Aug 6, 2019
Instrument	25430
Transaction Type	Transfer
Record Updated	Oct 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$361.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 4090 SCOTTSDALE AZ 852614090, SCOTTSDALE, AZ 85261-4090
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$300,200 (-) Land $68,000 Building $232,200
2025		$300,200 (+57.45%) Land $68,000 Building $232,200
2024			$300,200 (+57.45%) Land $68,000 Building $232,200
2023	$2,326.00	$190,660 Land $40,000 Building $150,660	$190,660 Land $40,000 Building $150,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 565 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber, Verizon.

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